Why is Regalia Gold Credit Card One of the Best Lifestyle & Luxury Credit Cards

Why is Regalia Gold Credit Card One of the Best Lifestyle & Luxury Credit Cards

19 April, 2024

Synopsis

  • Luxury Credit Cards can offer exclusive memberships, shopping benefits, and more.

  • Luxury offering of HDFC Bank Regalia Gold Credit Card includes premium lounge access, elite memberships and more.

  • You can check your eligibility online by visiting the HDFC Bank Regalia Gold Credit Card webpage.

It can feel great when you have access to a Credit Card that can offer exclusive memberships and rewards. That is why luxury Credit Cards like the HDFC Bank Regalia Gold Credit Card offer elevated dining experiences, seamless travel adventures, and exclusive privileges, enabling you to live a luxury lifestyle. Read on to learn more about what makes the HDFC Bank Regalia Gold Credit Card the best Lifestyle Credit Card for you.

What Does a Luxury Credit Card Offer?

Luxury Lifestyle Credit Cards are designed to offer a refined experience and exclusive benefits tailored for a certain specific clientele. They provide access to a range of exclusive services and privileges that are typically not accessible through standard Credit Cards. These luxury variants offer a suite of premium benefits including dedicated concierge services, airport lounge access, and shopping benefits across various lifestyle categories.

How is the HDFC Bank Regalia Gold Credit Card a Lifestyle Credit Card?

The HDFC Bank Regalia Gold Credit Card offers a plethora of exclusive features that redefine your lifestyle experiences with added luxury:

  • Round-the-clock concierge services: Enjoy the privilege of concierge services tailored and available 24/7 to cater to your specific needs.

  • Complimentary airport lounge access: Indulge in the exclusive experience of 12 complimentary airport lounge visits annually within India, encompassing both domestic and international terminals.

  • Priority Pass: Enjoy access to airport lounges internationally with up to 6 complimentary visits per calendar year for you and your add-on member using the Priority Pass.

  • Membership fee benefit: Pay your joining membership fee and receive a gift voucher equivalent to the fee amount, i.e., ₹2,500.

  • Exclusive memberships: Unlock prestigious memberships such as the Club Vistara Silver Tier and MMT Black Elite Membership. Spend ₹1 lakh and above within the initial 90 days of card issuance to gain the benefits of these memberships.

  • Milestone benefits: Get vouchers worth ₹1,500 from renowned brands like Marriott, Myntra, Marks & Spencer, or Reliance Digital when you hit the ₹1.5 lakh spending mark each quarter. Additionally, receive flight vouchers worth ₹5,000 on spending ₹5 lakh in an anniversary year, with an additional ₹5,000 worth for spending ₹7.5 lakh.

  • Comprehensive protection: Experience peace of mind during your travels with comprehensive insurance coverage. It includes an accidental air death cover of ₹1 crore, emergency overseas hospitalisation coverage of up to ₹15 lakh, and credit liability cover of up to ₹9 lakh.

  • Reward points accrual: Earn Reward Points effortlessly with 4 points on every ₹150 retail spend, covering insurance, utilities, and education. Additionally, earn 20 Reward Points per ₹150 spent at selected premium outlets including Marks & Spencer, Myntra, Reliance Digital, and Nykaa.

  • Exclusive dining benefits: Enjoy dining experiences through the exclusive Good Food Trail program. You can enjoy up to 7.5% savings on all restaurant bill payments through Swiggy Dineout at over 20,000 partner restaurants.

What is the eligibility to experience the Luxury of HDFC Bank Regalia Gold Credit Card?

To immerse yourself in the opulence of Regalia Gold Credit Card, here is what you need:

  • For salaried Indian nationals:

    • Age: You must be a minimum of 21 years old and a maximum of 60 years old.

    • Income: You should have a net monthly income exceeding ₹1,00,000.

  • For self-employed Indian nationals:

    • Age: You should fall within the age range of 21 to 65 years.

    • Income: Your Income Tax Returns (ITR) should reflect an annual income exceeding ₹12 lakh.

  • Membership fees: You will need to pay a nominal Joining or Renewal Membership Fee of ₹2,500, plus applicable taxes.

Get Your HDFC Bank Regalia Gold Credit Card

With its exclusive benefits and tailored services, this card allows you to live a luxury lifestyle. You can get this card by checking your eligibility online. Just visit the HDFC Bank Regalia Gold Credit Card webpage and click on ‘Check Eligibility.’ If it shows you are eligible for this card, just complete the application process and receive your card at your doorstep. So, check your eligibility today and get your HDFC Bank Regalia Gold Credit Card to experience luxury and exclusivity. Check your eligibility now!

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*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.

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