The great thing about Debit Cards is that you have the assurance of spending within your means while being spared the hassle of carrying wads of cash. The advantages of having a Debit Card are obvious – it makes shopping easy as well as enables the withdrawal of cash from ATMs.
But did you know you can avail of some lesser known features of a Debit Card that can make your life easier?
Here are some features that will surely delight you:
- You can utilise the CashBack and discount offers on shopping with the many retail outlets partnering with your bank and collect Reward Points on your purchases. This is true for online shopping as well. Not only does it give you the satisfaction of saving money; it also gives you an array of products to choose from.
- You can customise your daily shopping limits if you want greater control over impulse shopping. You can set a limit on the amount you spend at a time, and it saves you from overindulgence. You can also set international limits via NetBanking when travelling abroad.
- You can avail of EMI offers on the card at no additional cost while purchasing pricey electronics or white goods. You can get an EMI offer on your Debit Card loan as well, which works to your advantage in times of need.
- You can get discounts on your travel fare with your card if availed of during the limited period of the offer. If you’re smart and plan ahead, you can save a significant amount. You could use the money thus saved to buy travel souvenirs to take back home to your loved ones. Win-win for everyone!
- You can also get discounts while making investments for your children by means of fixed deposits etc. Now there are special investment plans in the market for girl children, which make you eligible for a hefty discount.
- You can avail of free Health Insurance coverage up to a certain amount. Tie-ups with some hospitals and pharmaceutical companies give you that privilege with your Debit Card. You can take comfort in the knowledge that you can get as much as 40% discount on medical bills in case of an emergency or unforeseen circumstances.
- Other wonderful all-year benefits include the ‘buy one get one’ offer for tickets in movie theatres and sports stadiums, zero surcharge on purchase of fuel, complimentary access to airport lounges, discounts up to 20% in fine-dine restaurants, and higher withdrawal and transaction limits.
With more or less the same features that Credit Cards offer, HDFC Bank Debit Card can work wonders if you want to avoid buying stuff on credit and wish to spend only from your savings account.
New customers can get a new Debit Card through opening a new Savings Account while experiencing hassle-free banking with HDFC Bank. Existing HDFC Bank customers can get their Debit Card reissued within minutes here.
Click here to apply for your HDFC Bank Debit Card now!
Have questions about the HDFC Bank Debit Card? Click here to find your answer!
* Terms & conditions apply. Debit Card approvals are at sole discretion of HDFC Bank Ltd
