3 Smart ways to revamp your house without burning a hole in your pocket
Revamping your house is always an exciting activity. It could involve a few small changes such as rearranging the furniture in your living room, or it could be a big-ticket investment such as a new refrigerator, washing machine, or curved LED TV. If shuffling things around or replacing them will make you happier, you should go ahead with it.
While all of us would love to get the best of everything for our homes, there is one issue that most of us face – financial constraints. Read on to find out some smart ways by which you can revamp your home without burning a hole in your pocket.
- Use comparison portals
E-commerce portals have assuredly made shopping easier, and at the same time, they have made comparing easier. As consumers, we often have the habit of comparing products before buying them. You don't have to take the effort anymore as many portals do it for you. They even compare prices offered by various sellers and give you the best price.
Using these comparison portals can sometimes result in a huge discount. One such platform is SmartBuy from HDFC Bank. SmartBuy displays offer extended by merchants to customers of HDFC Bank. If you’re an HDFC Bank customer, you will have the option to compare all the shopping brands on SmartBuy before you home in on the best one. Whats more, you stand chance to get additional 10X RewardPoints or 10% CashBack on purchasing the product through HDFC Bank Debit Cards and Credit Cards.
Looking to shop from HDFC Bank SmartBuy? Click here now!
- Take a loan
At times, you may want to buy something expensive but not have the necessary liquidity. Or spending so much money all at once could put a dent in your budget. Worry not; you don’t have to compromise on your dreams. There are borrowing schemes made specifically with the intention of helping consumers who want to buy domestic appliances. One such scheme is the Consumer Durable Loan offered by HDFC Bank. With EasyEMI option available on Consumer Durable loans, you can get get your house a face-lift without any hassle.
You can apply for this loan if you wish to any of the following:
- LED TV
- Washing machine
- High-end audio and home theatre system
- Modular kitchen
Still not sure if you should apply? Take a look at some of the features and benefits the loan offers and decide for yourself:
- HDFC Bank Consumer Durable Loans are available at low-cost EMIs
- You get 100% of the finances or a loan of Rs 15 lakh for revamping your home
- You can select the loan tenure (up to 36 months)
- Minimal additional processing fees
- Complete transparency; no need to worry about hidden costs
- Save up
Saving up is a good option for consumers who aren’t looking for immediate renovation. But doing this takes time, which means planning well in advance. Apart from your monthly investments, expenses, and savings, you will have to put some money aside for the revamp additionally. If you think you are disciplined enough, you could start doing this right away.
It is not every day that you revamp your home. So why not do it right and in a stress-free way? While the nature and extent of the tasks you undertake for the renovation are up to you when it comes to managing finances for these tasks you should take the help of a trustworthy banking institution such as HDFC Bank. This way you won’t face the hassle of running out of money before the work is finished!
Now all is possible if you want to revamp your home. Check out our extremely affordable EMIs and other loan offers on HDFC Bank Festive Treats. Click here to get started.
To apply for an HDFC Bank Consumer Durable Loan under EasyEMI, click here to get started!
* Terms & conditions apply. Loan disbursal at sole discretion of HDFC Bank Ltd.