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- How to buy a bike on installment
How To Buy a Bike on Instalment?
Is the morning rush hour commute getting to you? Are you looking to buy a two-wheeler to manoeuvre through the clogged roads, but are worried about the hassles of taking a loan?
You need not worry. In this guide, we show you how to easily buy a scooter, super bike or any bike on instalments without stress.
Check eligibility
If you already have a bike model in mind, then you need to start by checking if you are eligible for a Two-Wheeler Loan.
Use the HDFC Bank Two-Wheeler Loan Eligibility Tool to find out if you are eligible.
You can use your mobile number to begin the process, which takes just a few minutes.
If you are an HDFC Bank customer, you can log in to NetBanking and check your eligibility quickly.
Calculate EMI
The next step is to calculate the EMI or the equated monthly instalments. This is crucial because you need to know your expected monthly outgoing before you buy your bike on installments.
Use HDFC Bank Two-Wheeler Loan EMI Calculator to get an estimate of how much you will have to shell out every month to service the loan.
You can modify the tenure and loan amount in the calculator to arrive at an EMI that suits your budget.
Apply for loan
Now you are all set.
Apply for a Two-Wheeler Loan online directly from the EMI calculator, or from your NetBanking account.
You can also visit the nearest branch or call PhoneBanking with a loan request.
HDFC Bank offers 100% finance Two-Wheeler Loans with attractive interest rates, pocket-friendly EMIs, hassle-free processing and instant disbursals. The bank also extends Super Bike Loans with up to 85% finance and Rs 2 lakh worth of funding for accessories.
If you are an existing HDFC Bank account holder, you can get a loan at 2% lower interest rate.
You can now apply for an HDFC Bank Two Wheeler Loan here.
Click here to read more about the document requirements for a Two Wheeler Loan.
* Terms & conditions apply. Two Wheeler Loan disbursal at sole discretion of HDFC Bank Ltd. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.