Get RS. 5 Lakh Loan Online

Check if you have a Pre-approved Loan Offer  

There are several personal expenses that crop up during the course of our lives. While some of these expenses may involve planned purchases, many others may arise without any warning. You may have been planning to bring home a car or have had your eyes set on a new apartment for some time now. Such life spends can be managed with the help of loans from banks and other financial institutions. While you can get a Car Loan or a Home Loan to fulfil those needs, there is also the option of a Personal Loan for a diverse range of expenses.

You can get a Rs 5 lakh Personal Loan from HDFC Bank to deal with any urgent financial needs, whether it is a wedding or a vacation, or to fund your home renovation plans.

When taking a Personal Loan, the two main questions that come to one's mind are regarding the amount of loan one can get and the equated monthly installments (EMIs) to be paid. With a Personal Loan from HDFC Bank, you get to take a loan of up to Rs 40 lakh, with a variable tenure between 1 year and 5 years. You can check your eligibility for a Rs 5 lakh loan using the Personal Loan Eligibility Calculator .

A lot of factors influence whether or not you are eligible for a Personal Loan. The bank takes into account your income situation, credit score and loan repayment history, among other things when assessing your Rs 5 lakh Personal Loan application. The better you fare, the higher the chances that your loan request gets approved. The bank may also consider granting you a higher loan amount at its discretion. For existing customers with pre-approved loan offers, getting a loan is much easier and requires no additional documentation.

If you are still wondering why you should opt for a Rs 5 lakh Personal Loan, read on to understand what makes it an attractive option. The loan application process itself is hassle-free and simple; all you need to do is apply online via the official website of HDFC Bank. You also have the option to use NetBanking to apply for a Rs 5 lakh loan, or you can also apply by visiting your nearest bank branch.

You can get a Rs 5 lakh Personal Loan from HDFC Bank without having to pledge any asset or provide any collateral. Opting for a Rs 5 lakh loan also helps you avoid having to disrupt your savings to fund urgent needs.

Moreover, paying of the Rs 5 lakh loan EMI is easy and can be done as per your repayment capacity.

Now that you know of the different features and benefits on offer with a Rs 5 lakh Personal Loan from HDFC Bank, what are you waiting for? Fund both your dreams and your needs with a Personal Loan from HDFC Bank.​​​​​​​

Looking to Apply Now for a Rs 5 lakh Personal Loan

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank Limited. Loan disbursal is subject to documentation and verification as per Banks requirement.