Get RS. 25 Lakh Loan Online

Check if you have a Pre-approved Loan Offer  

Looking to finance big purchases or service existing debt without having to dip into your investments? Then you may want to take a look at a Personal Loan from your bank.

Customers can take a Personal Loan from HDFC Bank for a variety of reasons, be it for a medical emergency, family wedding, repay debt, overseas trip, home renovation, or to fund the education of a family member. Your plans no longer have to be put off by another year or even another month for want of funds. Say, if you need a Rs 25 lakh loan to pay for tuition for a university programme, a Personal Loan is a great way to raise the money.

HDFC Bank Personal Loans come with several features and benefits to suit individual needs. The bank offers competitive interest rates on the Rs 25 lakh Personal Loan, depending on the applicant's credit score, past repayment history and choice of repayment tenure. You can opt for easy EMIs and conveniently repay your Rs 25 lakh Personal Loan over a pre-decided tenure.

A Personal Loan is an unsecured product – you don't have to provide collateral. Therefore, the key requirement for banks to give you a personal loan is a good credit score and income stability.

How a Personal Loan works

To get a Personal Loan, all you need to do is start the application process (via the bank's website, NetBanking, ATM or the nearest branch). Check whether you are eligible for a Rs 25 lakh Personal Loan using the HDFC Bank Personal Loan Eligibility Calculator. Once done, you can submit your Rs 25 lakh loan application through the online form. The bank then assesses your loan request and approves it if you are eligible.

You are then informed about the sanctioned amount, tenure and interest rate. Once you accept the offer, the funds are transferred to your account almost instantly. All this takes is just a few clicks, and you can get the money you need.

At HDFC Bank, you can get loans of up to Rs 40 lakh with tenures between 1 year and 5 years, which can be repaid in pocket-friendly equated monthly installments (EMIs), starting as low as Rs 2,149 per lakh.

When applying for a Rs 25 lakh loan, you can check the EMIs you would have to pay using our Personal Loan EMI Calculator. You can start the application process right away. Just follow the easy, step-by-step instructions to get a Rs 25 lakh Personal Loan from HDFC Bank in quick time, and easily manage all your cash needs. Apply for a Personal loan today.

Looking to apply for a 20 Lakh Personal loan? Click here to know more.

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.