Get RS. 1 Lakh Loan Online

Check if you have a Pre-approved Loan Offer  

Not everyone prefers having to borrow money from friends and family in times of urgent need. For such immediate personal finance requirements, most banks and financial institutions these days offer Personal Loans. With a Personal Loan from HDFC Bank, you can deal with any unforeseen expenses and Live Your Way.

You can get a short-term Rs 1 lakh loan from HDFC Bank to meet urgent financial needs. Book your wedding photographer or venue, service existing debt obligations or use the money to give your home a new look. How you use the Rs 1 lakh Personal Loan is up to you.

Take a look at some of the key features and benefits of a Rs 1 lakh Personal Loan from HDFC Bank.

Collateral-free loans: If you are looking for good loan deals for immediate money needs, our Rs 1 lakh loan scheme is a good fit. The Personal Loan is collateral-free, which means you do not have to worry about mortgaging your house or any other asset to get the loan.

Flexible tenure, repayment: Our Personal Loans come with flexible tenures of 1 year to 5 years, depending on the loan amount and other factors. You can also choose a suitable loan tenure for your Rs 1 lakh Personal Loan, and repay the amount in pocket-friendly equated monthly installments (EMIs). You can optimise the Rs 1 lakh Personal Loan EMIs by choosing the tenure accordingly. Want to learn more about your EMIs? This article on how to calculate your EMI for Personal Loan can help.

Quick, easy disbursal: You can get your Rs 1 lakh loan amount disbursed in 10 seconds to 4 hours, depending on whether or not you are an existing HDFC Bank customer, and whether you have pre-approved loan offers or not.

No end-use restriction: Use the money from the Rs 1 lakh Personal Loan to fund any expense such as the purchase of gadgets, medical bills, wedding-related costs etc.

Minimal documentation: Identity, address and income proofs are the basic documents sought by the bank when a borrower applies for a Rs 1 lakh loan. The minimal documentation needs and hassle-free application process further cut down the loan processing time. If you are a preapproved customer, you need not submit any documents.

There are no hidden costs associated with a Rs 1 lakh Personal Loan. The pre-decided interest rates and a loan processing fee are all that you are required to pay. Add to the ease of the application process, where you can apply for a Rs 1 lakh loan online, right from the comfort of your home and you have the comfort of taking the loan when you need to do so.

Looking to Apply Now for a Rs 1 lakh Personal Loan?

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.