FEATURES

Cash back


Get 1% cash back (up to ₹ 750 a month) for every ₹ 200 you spend on retail and online shopping

1 CashBack point on every Rs. 100 spent on PayZapp, SmartBuy, Telecom, Utilities,

Fuel


Enjoy surcharge waiver on fuel purchases at government petrol pumps.

Shop


Pay conveniently for all your shopping with a limit of up to ₹ 2.75 lakhs

Cash withdrawal facility can now be availed across merchant establishments with a maximum upper limit of Rs.1,000/ day on your HDFC Bank Debit Cards.

Ready Cash


  
  • Withdraw up to ₹ 50,000 a day at ATMs
  • *For Security reasons, daily Debit Card ATM cash withdrawal limit is capped at INR 2 Lakhs and monthly Debit Card ATM cash withdrawal limit is capped at INR 10 Lakhs across all Card variants from immediate effect.​​​​​​​

International card


Travel with confidence and ease with the globally-accepted card

Insurance


Get cover for accidental death (rail, road, or air) - ₹ 5 lakhs, and additional ₹ 25 lakhs air cover when you purchase ticket with the debit card

Up to 90 days fire and burglary protection for items purchased on card - up to ₹ 2 lakhs

Loss of check baggage - ₹ 2 lakhs

Safety


Stay protected against unauthorised use with the EMV Chip Card technology in your card

Be assured of zero liability on lost card after reporting the loss

Get mobile alerts for every transaction

Pay bills or shop online safely with Verified By Visa and MasterCard SecureCode services

Bill payment


Recharge and pay bills using your Debit Card through your mobile without an internet connection

SMS MRC < first 4 characters of your mobile service operator> <10 digit mobile number> to 922336675

Note


Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.


    Cashback/Reward Points


    (a) 1 CashBack point on every Rs. 100 spent on Telecom, Utilities.

    (b) 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment

    Max Cashback/Reward Points


    Rs. 750 per month

    Contactless Payment Technology


    • The HDFC Bank Debit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
      *To see if your Card is contactless, look for the contactless network symbol on your Card. You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

      Information on Contactless Debit Card - Click Here

      Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Debit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Debit Card PIN for security reasons.

    Kindly note, effective 1st June 2015, Movida service will be discontinued for HDFC Bank Debit Cards.

    Please Note - In case purchase/ transaction is returned/ cancelled/ reversed, cashback points toward posted towards transactions will be reversed.

    Important Note

    As per RBI guidelines, effective 1st Oct'2020 all New Debit Cards issued by the bank is mandatorily disabled for International usage (POS,Online and ATM). This is to in the interest of the security measures taken by the bank on the basis of the guideline RBI/2019-2020/142 DPSS.CO.PD No. 1343/02.14.003/2019-20 dated 15th January 2020 
    Be assured, you can continue to use your card for all domestic purposes. (POS, Online, ATM)."

    • As per RBI guidelines, as of 7th February  2021 all debit card issued will be disabled for E-commerce, contactless and International usage. The card can be swiped and used at any ATMs in India
    • As per RBI guidelines, as of 7th February all existing debit cards which were not active for international usage are disabled and are only active for domestic usage.
    • As per RBI guidelines, as of 7th February all existing debit cards which are not active for Ec-ommerce and contactless usage will be disabled and will be active for only POS and ATM usage
    • NRO Debit Card will continue to be enabled only for domestic usage as per regulatory mandate.

      Contactless per day limit is of transaction Rs. 5000/-

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