Features

Features


  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). For more details Click here
  • 5% Cashback on online spends across online MCCs. For list of eligible MCC Click here
  • 1% Cashback on other categories. For list of exclusions & capping Click here
  • Complimentary Swiggy One Membership for 3 months on card activation
  • Cardholder is eligible for welcome benefit on card activation
  • Card Activation is done by following one or more below mentioned ways:
    - Making a transaction using the Credit Card
    - To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.
    For more details on card activation, Click Here

​​​​​​​The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit. 
​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation 

Note: 

  • Cashback will be redeemable only on Swiggy Application as Swiggy Money. For more details on Swiggy Money please Click here
  • Cashback cannot be earned on transactions made using Swiggy Money Wallet, Swiggy Minis & Swiggy Liquor, and any other categories decided later (if any)
  • Cashback can be redeemed only post downloading the Swiggy App


Additional Features


Zero lost card liability: In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.

Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Welcome Benefit


Get complimentary Swiggy one Membership for 3 months as welcome benefit

Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.

Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit: 

  • Making a transaction using the Credit Card, 

  • To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc. 

For more details on card activation,​​​​​​​ Click Here 

The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit. 
​​​​​​​This option will be available on the Swiggy app within 2-3 days of card activation 

Renewal Offer


Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows: 

  • Cash on Call 

  • Balance Transfer 

  • Cash Withdrawal 

Contactless Payment


Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.

Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons

Smart EMI Facility


Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.

Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs250 (exclusive of GST)

Swiggy Money Redemption & Validity


Swiggy Money Redemption:

Cashback earned on Swiggy HDFC Bank Credit Card is redeemable as Swiggy Money only on Swiggy application on following Swiggy platforms -

  • Food ordering

  • Instamart

  • Dineout

  • Genie

You can utilize Swiggy Money selecting Swiggy Money under the profile section payment method within the Swiggy application

Swiggy Money Cashback with the closest expiry date will be used up first so that you can get the maximum benefit.

Cashback is not applicable on transactions less than Rs. 100


Swiggy Money Validity:

Swiggy Money will expire post 1 year of earning the cashback.  

For more details on Redemption and Validity on Swiggy Money,  please refer to Terms and Conditions Click here


FAQs

Eligibility

Fees & Charges