FEATURES



Presenting InterMiles HDFC Bank Co-Brand Credit Card program with more exciting features. All the new features are applicable from 25th September 2020. 
Experience the power of InterMiles (Formerly JPMiles) Now.  you can continue to accrue and redeem InterMiles via www.InterMiles.com


Important :

  • Effective 1st January,2023 we will be capping the rewards offering for payments made by customers on the following using the InterMiles Credit Cards 
  • Fees:
    1% fee will be applicable on Rental transactions from the second rental transactions of the calendar month.
    1% mark-up will be applicable on DCC transactions
  • Grocery capping of 1000 RP in a month 


Card Type


Travel and Lifestyle

Welcome Benefits



InterMiles Gold  membership by default for the first year
(For details for the Gold tier membership, please visit https://www.intermiles.com/rewards-program/tiers-recognition/gold)

  • Embark on your journey of privileges by availing up to 25000 Bonus InterMiles
  • 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of card set up**
  • 15,000 InterMiles on total retail spends of Rs.1,50,000 and above, within first 90 days

Experience savings on your flight bookings:

  • Rs. 2000  Flight Discount vouchers* for the first year
  • Rs. 3000  Hotel Discount vouchers* for the first year

*These Renewal benefits are only applicable on realization of membership fee. Kindly click here for discount voucher Terms & Conditions

InterMiles once credited to the customer’s InterMiles account cannot be converted to Reward Points.

Renewal Benefits


  • Continue the exciting journey with 10,000 InterMiles upon spending Rs. 20,000 with in first 30 days of Anniversary date **

Experience savings on your Flight & Hotel bookings:

  • Rs. 1000  Flight Discount vouchers*
  • Rs. 2000  Hotel Discount vouchers* 

*These Renewal benefits are only applicable on realization of membership fee. kindly click here for discount voucher Terms & Conditions

InterMiles Accrual Programme


Note:
1. Only retail purchases above Rs. 150 qualify for InterMiles. 
2. Cash advance, fuel transaction, fees and other charges do not accrue any InterMiles. 
3. EasyEMI and e-wallet loading transactions will not accrue InterMiles
4. InterMiles accrued will be reversed if a retail transaction is converted into SmartEMI
5. InterMiles accrued for Insurance transactions will have a maximum cap of 2,000 per Day

Privileges on Etihad Airways (Applicable for all customers)


*Terms and Conditions apply, kindly click here to read through the terms and conditions

Golf Privileges


Unlimited Complimentary golf games at leading courses across India and select courses across the world
:Unlimited complimentary Golf coaching at select golf courses across India

  • For Domestic Golf Courses details, click here
  • To book, please call the concierge at 1800 118 887 | 022 42320226. View details here
  • International Golf Courses (handicap certificate mandatory), click here

Domestic Lounge Program


  • Sit back and relax in leading lounges through Exclusive Lounge Program
  • Unlimited Airport lounge access to 1000+ Lounges in India
  • Enjoy refreshments and use facilities including phones, faxes, Internet and conference rooms. The airport lounge access would be applicable for the primary Card holder.


“Please visit the website for the list of lounges. Terms and conditions apply.”


Renewal Membership Fee Waiver


  • Spend Rs. 8,00,000 in a year and get a waiver of next year’s annual membership fee (Retail spend for SBR to be considered from 15-02-2019)

* In case of fee waiver, the member will not receive Flight/Hotel discount vouchers

Fuel Surcharge Waiver


  • Effective 15th April 2016, InterMiles will not be accrued on fuel transactions. GST charges on fuel surcharge is non-refundable.
  • 1% fuel surcharge waiver at all fuel stations across India.
    ​​​​​​​(on minimum transaction of ₹400, Waiver capped at ₹1000 every billing cycle.)

Click here for Details

Insurance/Comprehensive protection & Nominee details for Insurance


  • Air accident insurance cover worth Rs 2 crore
  • Emergency overseas hospitalization: Rs. 50 Lacs
  • Travel Insurance Cover of up to INR 55,000 on baggage delay 
    (Capped to 10$ per hour restricted to 8 hours
  • Credit Liability Cover of up to ₹9 Lakh
  • Click here for the Policy Cover

Safe & Secure Transactions


DIP your Chip Card at any Chip enabled POS or swipe your Card at any non-chip POS (Regular POS).

Zero liability on lost Card


If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made with your Card.

Lowest Revolving Credit


Enjoy Revolving Credit on your Credit Card at an interest rate of 1.99% per month.


Interest free Credit


Avail up to 50 days of free credit period from the date of purchase (subject to the submission of the charge by the Merchant).

Cards for your Entire Family


  • You can avail up to 3 Add-on Cards* for your immediate family members (over 18 years) to share the joy of owning a InterMiles HDFC Bank Diners Club Credit Card.

* All Card features on InterMiles HDFC Bank Credit Card is applicable for the Primary Card Holder only and is not applicable for Add-On Card Holders.

Dining Benefits


Save upto 25% on dining bills paid through Dineout Pay via your InterMiles HDFC Bank Diners Club Credit Card (15% Dineout Discount + Additional 10% HDFC Bank Discount).

  • Maximum discount per transaction capped at Rs 1000.  

  • Maximum discount per customer per month capped at Rs 1000. 

Please Click Here  for more details.

ELIGIBILITY

FEES & CHARGES