Unparalleled Savings

As part of our elite circle, you enjoy world-class privileges and great saving opportunities.


  • Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
  • Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs in the anniversary year

Please click here to know more

Airport Lounge Access Priority Pass Membership

You can apply for Priority Pass for self and add on members once you complete minimum 4 retail transactions on your HDFC Bank Regalia Credit Card. Click here to apply.

Click Here to check the list of lounges

Using Priority Pass, you and your add on member can together avail up to 6 Complimentary Lounge Access per calendar year, outside India. 

If you exceed the 6 Complimentary visits, you will be charged at US $27 + GST per visit 

Please note: Priority Pass in India will attract charges on your Credit Card. Click here to know more. You can visit www.prioritypass.com for list of lounge details.

To know about your lounge access history

Please write a mail to pp@prioritypass.com.hk. Please provide name, complete 18 digit Priority Pass number and state that PP Membership is via HDFC Bank program. If there is more than 1 Priority Pass number (belonging to add on PP holders), then please provide all the PP Numbers.

Visa/Mastercard Lounge Access Program

Complimentary Airport Lounge Access within India

  • 12 complimentary access per calendar year within India (both at domestic and international terminals) using the HDFC Bank Regalia Credit Card
  • Swipe your Regalia credit card at the lounge to avail the complimentary lounge access
  • Visits exceeding the complimentary quota will be allowed at the discretion of lounge and will also be chargeable by the lounge

Contactless Payment Technology

The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. 
*To see if your card is contactless, look for the contactless symbol network on your Card. 
You can use your card to make quick transactions at merchant locations accepting contactless cards.

Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 5000, the card holder has to enter the Credit Card PIN for security reasons.

Dining Benefit

Exclusive complimentary Dineout Passport Membership which offers:

  • Assured flat 25% off at 2000+ premium restaurants
  • 1+1 on buffet at 200+ restaurants
  • Additional 5% off and Rs.0 Convenience fee.
  • Early access to events and festivals such as Gourmetlicious*

​​​​​​​Click Here for details.

NOTE: Dineout Passport Membership will not be applicable after 31st Dec,2021


Regalia Reward Points
You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, Education and Rent Pay.

Best in Class Redemption Program

  • Flight and Hotel Bookings
  • Premium Products & Vouchers
  • Curated Global Experiences

For Flight and hotel bookings Regalia Credit card members can redeem up to maximum of 70% of booking value through Reward Points.Rest will have to be paid via Credit Card. This will be effective from 25.11.2019

Terms and Conditions:

  •  Only valid Retail purchases qualify for Reward points
  • Reward points will not be accrued for fuel transactions
  • Reward points are valid only for 2 years from the date of accumulation.
       Eg : If you have received reward points in the month of April 2019, then same will expire in April 2021.
  • EasyEMI and e-wallet loading transactions will not accrue Reward points.
  • Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
  • If the Credit Card is not used for more than 365 days, Reward Points accrued will be nullified.
  • Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per day


  • Enjoy lowest foreign currency mark up of 2% on all your foreign currency spends
  • Fuel Surcharge Waiver - Enjoy a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs.400 and Rs.5000.


Travel Concierge – 24 X 7 
You can customize your travel, shopping and business experiences with our Concierge Assistance
Toll Free No.: 1860 425 1188
Email ID: regalia.support@smartbuyoffers.co


Exclusive Travel Portal

Unleash the power of your Reward Points like never before on https://offers.smartbuy.hdfcbank.com/regalia , an exclusive portal for Regalia credit cardholders.

You can choose to redeem your Reward Points instantly against: 

Airline ticket booking 
Hotel booking
Each Reward Point is worth 50 paise when redeemed on https://offers.smartbuy.hdfcbank.com/regalia

Professional Indemnity Insurance:

Doctor's Regalia Credit Card provides you protection worth up to Rs. 20 Lakh* against costs arising due to professional negligence

This policy covers:
• Bodily injury and / or death of any patient caused by error, omission or negligence in professional service rendered
•Legal costs and Defence expenses

*Any One Accident: Rs 4 Lakh & Deductible: Rs 25,000 for each & every claim

Note: This benefit is applicable w.e.f 1st Sept'19 only.

For more details on policy, Click here


  •  Accidental air death cover worth Rs. 1 Crore 
  •  Emergency overseas hospitalization up to Rs. 15 lakhs in case of emergency 
  • Credit Liability cover of up to Rs. 9,00,000

Click Here to update your nominee details.
Click here to view policy.