Credit Card Limit Enhancement Eligibility

FAQs

Read here on tips to increase Credit Card Limit

• What is Limit Enhancement/ Higher Limit on Credit Card

Limit Enhancement is increasing the credit limit on your existing HDFC Bank Credit Card.

For a special few, we enhance credit card limits based on usage and repayment record.

• How do I benefit from Limit Enhancement?

Here are the top 5 benefits you can enjoy with a higher credit limit:

1. No hassles of managing multiple Credit Cards
   
2. Improved credit scores
   
3. Handy in case of emergencies
   
4. Possibility to upgrade to premium Credit Cards
   
5. Easier access to get a higher Loan on Credit Card

You can read this article to know more >> https://www.hdfcbank.com/personal/resources/learning-centre/pay/benefits-of-creditcardlimit-increase
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• What are the Fee & charges for credit card limit enhancement?

Don’t worry, there are NO T&Cs | NO hidden charges to increase limit on your Credit

Card. It’s absolutely FREE

• Is Limit Enhancement available on Add-on Cards?

Sorry, limit enhancement facility is only available for the Primary Cards

• Is there a way to set limit on spends?

Customers can have a cap on their spending limit after increasing their credit limit. It is always recommended to have a higher limit & hence 5 million + customers have increased their limit