Card Type


Key Features

  • 5% CashBack on Flipkart Wholesale Online Spends, capped at Rs. 2000 per month
  • 5% CashBack on Telecom, Utility, Govt & Tax Payments up to Rs. 250 per month 
  • 1% CashBack on all other spends, no capping*

     T&C (w.e.f 1st Jan,2023)     

  1. Cashback accruals and redemptions have undergone the below mentioned changes.

    a. Rental Payments – No cashback will be given on rental payments

    b. Education Spends – No cashback will be given on education spends

    c. Grocery Spends - Accruals on Grocery Spends will be capped at Rs.1000 cashback per month

    d. Travel Redemption – Redemption of Travel Reward Points will be capped at 50,000 points per month

  2. 1% Fees to be charged on Rental transactions - from the 2nd rental transaction done every calendar month

  1. 1% Mark-Up charges to be applied on all DCC transactions

*T&C (w.e.f 31st Oct 2023)

  1. 1% Cashback on all other spends will be capped at 25,000 per month

Please Note : Only the mentioned categories basis the Merchant IDs / Terminal IDs in the list shared by Flipkart Wholesale Partner shall be applicable for relevant cashbacks. The same shall be updated and maintained periodically as obtained from Partner's end.

Additional Features

Utility Bill Payments : Register your Credit Card with SmartPay, HDFC Bank's Utility Bill payment service. You can then ensure that all your utility bills are paid on time, conveniently and easily. 

Click here to know more

Zero Cost liability : In the unfortunate event of losing your Flipkart Wholesale HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card. 

Interest Free Credit Period : Up to 50 days of interest free period on your Flipkart Wholesale HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)

Revolving Credit : Available at a nominal interest rate on your Flipkart Wholesale HDFC Bank Credit Card. Please refer to Fees and Charges section to know more. 

Exclusive SmartBuy Business portal for all Business cardholders. Click here to know more.

Fuel Surcharge Waiver

1% Fuel Surcharge waiver at all fuel stations across India 
(on minimum trasaction of ₹400. Max CashBack of ₹250 per statement cycle)

Launch Offer

Additional 5% cashback upto Rs.3000 per month for first six months on Flipkart Wholesale Online Spends (For customers getting on-boarded between 26th February 2024 to 26th May 2024) 

*Limited offer valid only for customers getting onboarded between the launch offer period

Welcome Benefit

Early Activation Benefit: Get free Subscription Vouchers on any one of the following:

  • Avail FREE subscription of Gaana Plus for 6 months
  • Avail FREE subscription of ZEE5 for 3 months
  • Avail FREE subscription of Shemaroo for 3 months 

This Offer is valid till June 30th 2024.

Activation Benefit

Avail Rs.500 cashback per transaction on first 3 purchases within 90 days of on-boarding, (Min.txn of Rs.2000 each and spends limited to Flipkart Wholesale online platforms only)  

Renewal Offer

Renewal membership fee waived off by spending ₹3,00,000 and above in the previous year

Smart EMI

Flipkart Wholesale HDFC Bank Credit Card comes with an option to convert your big spends into EMI after purchase.

CashBack benefits are not applicable on EMI transactions.

Contactless Payment

To see if your Card is contactless, look for the contactless network symbol <Add symbol> on your Card. 

(Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons)

Reward Point/CashBack Redemption & Validity

CashBack accrued per calendar month auto redeemed in successive statements 

*Please check important FAQ's for CashBack accrual and auto-redemption.

Check out Credit Card from HDFC bank and avail maximum benefits.