Get 1% cash back on air tickets booked through domestic airline websites (up to Rs 500 per statement)

Enjoy surcharge waivers on rail tickets booked through irctc.co.in (up to Rs 500 per statement)

Travel abroad securely with HDFC ERGO Travel Insurance Policy


Earn reward points on every spend of 150 and above

Redeem your reward points for shopping through Net Banking


Get 1% cashback Utility Bill Payments

Balance Transfer

Transfer outstanding balance on your current credit card to this card and start saving immediately

Easy EMIs

Buy products on the Business Gold Credit Card and repay in easy monthly instalments (no documentation required, on-the-spot approvals)

Sub Limits

Set aside a part of your credit limit for online spends per statement cycle to prevent online misuse

Use the add-on card sub limit feature for enhanced control and security


Register for SmartPay and simplify payments


Save up to 250 on transactions of 400 to 5000

*Effective 15 Apr 2016, reward points will not be accrued for fuel transactions

Add-on cards

Get an additional credit card with your existing HDFC Gold Credit Card


Enjoy higher security with chip technology credit cards

Get zero liability on lost card if reported immediately


Enjoy revolving credit facility at a nominal interest rate

Get interest-free credit for 50 days

Fees & Charges