In this policy, investment risk in investment portfolio is borne by the policyholder. Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to withdraw/surrender the monies invested in Linked Insurance Products completely or partially till the end of the fifth year from inception
HDFC Life Capital Shield, is an investment-cum-insurance plan that offers the potential of higher returns, by investing a part of your money in equity and the balance in debt, while also providing you with life cover. The allocation of your money to debt fund shall systematically increase over time to protect your capital.
Protect your investment from market risks with an Assured Maturity Benefit of 101% of Total Premiums paid
Pay premiums only once or for a limited period of 5 years
Get increasing Loyalty Additions from the end of the 6th policy year onwards to boost the Fund Value
Stay protected during the entire policy term with life insurance cover
Tax benefits* are offered under section 80C and 10(10D) of the Income Tax Act, 1961