Benefit

Features

Eligibility


Parameters

Minimum

Maximum

Premiums

Single Pay

Single: Rs. 48,000

No limit*

Limited Pay (5 years)

Annual: Rs. 48,000 Half-yearly: Rs 24,000 Quarterly: Rs 12,000 Monthly: Rs 4,000

Sum Assured – Single Premium

Entry Age less than 45 years

125% of Single Premium

Entry Age equal to 45 years and above

110% of Single Premium

Sum Assured –Limited Premium

Entry Age less than 45 years

10 times Annualised Premium

Entry Age between 45-54 years

7 times Annualised Premium

10 times Annualised Premium

Entry Age equal to 55 years and above

7 times Annualised Premium

Policy Term

10 years

Premium Payment Term

Single 

Limited: 5 years

*subject to HDFC Life Board Approved Underwriting Policy