• Up to 3 Add-on Credit Cards
  • Effective 1st July'2017,
    - EasyEMI and e-wallet loading transactions will not accrue Reward points.
    - Reward points accrued will be reversed if a retail transaction is converted into SmartEMI.
    - Reward points accrued for Insurance transactions will have a maximum cap of 2,000 per transaction.

Know more 




  • Enjoy Lounge access at airport in India or overseas
  • Share the joy of owning the Credit Card with your family members.

Know more



Click here for Credit Card Usage Guide

Contact Us

Contact Number
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What are the features and benefits of a Visa Signature Card?


You will get some exclusive features and benefits with your HDFC Bank Visa Signature Credit Card

Listed below are the features and benefits on your Visa Signature Chip Credit Card:


  • Signature Access
    Don't let airport transfers wear you out. HDFC Bank Visa Signature Chip Credit card entitles you a Priority pass that provides you access to exclusive airport lounges across the world. Priority Pass is the world's largest independent airport lounge program. It gives you access to more than 600 airport lounges in more than 300 cities across the globe.
    Priority Pass is Priced at Rs. 500/annum.
  • Signature Rewards
    What does one reward a connoisseur for? We reward them for their passion, refinement, taste and experience. The rewards range from exotic to interesting to measurable. All yours with a powerful Rewards Program. Earn 2 Reward Points for every Rs. 150 spent on your card
    Experience the power of the HDFC Bank Visa Signature Credit Card. Experience the delights.
  • Signature Benefits
    You will feel exclusive whenever you use your HDFC Bank Visa Signature Chip Credit Card
    • Enjoy up to 50 days interest free,
    • Fuel Surcharge waiver
      Fuel surcharge of 2.5% plus service tax will be replaced by Convenience fee of 1% plus service tax w.e.f., 01st February 2017.The Fuel surcharge waiver feature is being removed w.e.f 01st February 2017.
  • Reward points validity
    Reward points are valid only for 2 years from the date of accumulation.
    ex:- if you receive reward points in May 2015, same will expire in May 2017.
  • Zero liability on lost card
    If you lose your Card, report it immediately to our 24-hour call centre. You will then have a zero liability if any fraudulent transactions are made with your card.
  • Revolving Credit
    Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.
  • Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card.


  • Up to 3 Add-on Credit Cards
    Share the joy of owning the HDFC Bank VISA Signature Credit Card with your family members
  • Save up to Rs.8300 every year due to
    Complimentary Priority Pass (worth $99)
    Fuel Surcharge Waiver (assuming Rs. 6,000 spends on fuel per month)
  • Sit back and relax while you are waiting at airports in India or overseas with the best Lounge Programs.
  • You also get your first year fee reversed if you spend Rs. 15,000 in first 90 days of card set-up date and renewal fee reversed if you spend Rs. 75,000 in a year prior to renewal date.


You are eligible for a Signature Credit Card based on the following:

Salaried Employee

  • Minimum Age 21 years
  • Maximum Age 60 years

Self Employed

  • Minimum Age 21 years
  • Maximum Age 65 years

Click here to view a demo of the Visa Signature Chip Credit Card.

What are the fees and charges applicable to a Visa Signature Credit Card?

Please click here see the fees and charges applicable on your Visa Signature Credit Card.

Goods and Services Tax (GST)

  • Effective 1st July 2017 Service Tax , KKC & SBC of 15% is replaced by Goods&Service Tax (GST) at 18%
  • The applicable GST would be dependent on place of provision (POP) and place of supply (POS).If POP and POS is in the same state then applicable GST would be CGST and SGST/UTGST else, IGST.
  • GST For FEE & Charges / Interest transactions Billed on statement date will reflect in next month statement.
  • GST levied will not be reversed on Any dispute on Fee & Charges / interest.

Learn About EMV Chip Cards

HDFC Bank welcomes you to the world of EMV Chip Cards. This range of Credit Cards comes equipped with a Chip Technology that provides you with enhanced security.

At HDFC Bank, we understand your need for safer and more secure transactions. With HDFC Bank’s range of EMV Chip Cards you can rest assured that your card transactions are safe and completely secure.

The Chip Card processes your data with unparalleled security and it is virtually impossible to copy or tamper with. It also protects your card against counterfeiting and skimming.

EMV Chip Cards are currently available on the following Cards:

  • Regalia
  • Superia
  • Platinum Edge
  • Titanium Edge
  • Solitaire
  • Solitaire Premium
  • Doctor's Superia
  • Doctor's Platinum
  • JetPrivilege HDFC Bank World
  • JetPrivilege HDFC Bank Platinum
  • JetPrivilege HDFC Bank Titanium
  • Teacher's Platinum
  • Platinum Plus
  • Visa Signature
  • World Mastercard
  • Titanium

A Must On Your International Tours

Your International travel and shopping experience should always be secure. Here's where your HDFC Bank EMV Chip Credit Card enables you to travel the world, dine at the finest restaurants, shop at the best places and soak in and enjoy the best experiences from around the world without having to worry about security of your transactions. Your Chip Credit Card helps protect you from fraudsters, forgers and all other security risks that you may face while using your Credit Card.

There are quite a few countries today where it is considered risky to use Credit Cards as the risks are high. HDFC Bank's EMV Chip Credit Cards helps you side-step this hurdle and provides you with a convenient and satisfying experience on your international trips.

Have questions?