FEATURES

Overview


HDFC Bank offers Agri & Allied Loans to help you with crop production, farm development, and maintenance. With easy access to funds, you can meet your agricultural needs without financial stress. Enjoy a free RuPay Debit Card to make your farming journey more convenient and rewarding. Additionally, make the most of government scheme benefits that come with the Agri and Allied Loans*.

This festive season, make your farm dreams come true with HDFC Bank Agri & Allied Loans! Celebrate Dussehra and Diwali by expanding your agricultural projects, investing in new equipment, or meeting seasonal expenses with ease.

​​​​​​​As farmers seek blessings during Navratri for a fruitful Rabi season and celebrate Diwali after a successful Kharif harvest, these festivals strengthen community bonds and prayers for prosperity and wealth. Our loans not only support your farming growth but also give you the flexibility to manage festive expenses at home, from buying gifts for loved ones to small upgrades, alongside your agricultural priorities. With attractive interest rates and simple repayment plans, you can secure prosperity for your fields and enjoy celebrations with peace of mind.

Offer Validity: Till 31st May 2026 
Explore Festive Offers click here  ​​​​​​​

Terms & Conditions: 

  • Loans are subject to credit approval at the sole discretion of HDFC Bank. 

  • KYC and documentation requirements apply. 

  • Interest rates vary based on the scheme chosen. 

  • Additional terms and conditions may apply. 

Key Features


Eligibility:  Individual farmer/ Joint borrower. All major applicant  up to age of 60 years, above 60 years legal heir is mandatory.

Type of facilities: 

  1. Cash Credit/Over draft: To meet crop production cost & expenses towards consumption, post-harvest expenses and repair & maintenance
  2. Term Loan: For investment purpose like land development, purchase of farm implement, Irrigation equipment etc.
  3. Quantum of finance: Quantum of finance is based up on land under cultivation, cropping pattern & scale of finance.
  4. Security: 
    1. Primary: Hypothecation of crop & assets created out of bank finance
    2. Collateral: Mortgaged of agricultural land/Urban Property/Liquid security
  5. Tenure: Five year
  6. Other Benefit:
    1. Free Personal accidental insurance coverage of farmer, up to ₹ 2,00,000/-,
    2. Crop Insurance available for all notified crop under Prdhan Mantri Fasal Bima Yojana,
    3. Issuance of Rupay Farmer Platinum debit card for hassle free transaction.
  7. Documentation:
    1. Application Form
    2. KYC of Borrower/Co-borrower/Guarantor
    3. Copy of Land records
    4. Copy of Govt.  land rate of agriculture land
    5. Latest updated passbook/bank statement

ELIGIBILITY

FEES & CHARGES