Interest rate

  • Enjoy attractive interest rates, among the lowest in the market

  • Click here to check your personalised interest rate offer ​​​​​​​​​​​​​​



  • Repay loans in easy and flexible instalments based on your needs

  • Pro tip: Higher tenure = Lower EMIs  ​​​​​​​


  • Since it is a pre-approved loan extended to select customers, no need for any paperwork

  • Only your HDFC Bank Credit Card number and registered mobile number is required for OTP verification before the loan amount disbursal

Processing and approval

  • Quick disbursement as the loan is pre-approved

  • The amount will be credited into your HDFC Bank Savings Account in seconds


  • Pre-closure/Foreclosure facility is offered at a nominal fee

  • You can call the HDFC Bank PhoneBanking or Relationship Manager to close the loan at any time you wish ​​​​​​​

How to apply?

Get a Loan on Credit Card from HDFC Bank in just three clicks!

Digital portal:

  • Click here to check your eligibility, choose the loan amount, and confirm

  • 40 lakh + customers have availed a loan via our digital portal

  • All you need is your mobile number and the last four digits of your Credit Card number


Login to HDFC Bank NetBanking - Click Cards > Credit Cards > Transact > Insta Loan


Call our PhoneBanking round the clock

Jumbo Loan

Rate Offered To The Customer During The Period Of 01st Jan'22 To 31st Mar'22

IRRQ4 (2021-22)
Min IRR11.88%
Max IRR20.52%
Avg IRR16.46%

Annual Percentage Rate Offered To Customer During The Period Of 1st Jan'22 TO 31st Mar'22

APRQ4 (2021-22)
Min IRR11.88%
Max IRR20.52%
Avg IRR16.46%

Sr No.Loan on credit card disbursals are basis below conditions
1If you have an existing HDFC Bank Credit Card, you can directly avail loan on your credit card.Apply now
2If you don't have an HDFC Bank Credit Card, you must first apply for a new credit card with us. Post which, you can check the eligibility and apply for Loan on credit card.Apply for Credit Card

Terms & Condition