a. Entry age

Minimum | Proposer 36 years | Adult 36 years
Maximum | Proposer 70 years | Adult 70 years

b. Sum insured in USD

1,00,000

c. Plan variants

Gold

d. Trip type

Single trip

e. Policy Period

Minimum Policy Period Offered | Single Trip | 1 Day
Maximum Policy Period Offered | Single Trip | 365 Days

f. Geographical scope (excluding India)

Worldwide Worldwide excluding US and Canada

Specific Conditions applicable to EMERGENCY MEDICAL EXPENSES – ACCIDENT & ILLNESS

For Insured Person aged 61 years and above, the maximum eligible medical expenses per Illness, disease or accident sustained or contracted within the Period of Insurance whilst on the trip abroad, that may lead to one or more medical expenses and/ or hospitalization expenses are as follows, irrespective of the plan/ option purchased. These limits are further restricted to the maximum Sum Insured specified in the Policy Schedule:

a. Hospital Room and boarding - maximum USD 1,800 per day up to 30 days

b. Intensive care unit - maximum USD 3,250 per day up to 7 days

c. Surgery - maximum up to USD 15, 000

d. Anaesthetist services - up to 25% of surgical treatment

e. Medical Practitioner’s visit fees - maximum USD 100 per day per visit up to 10 visits per claim

f. Diagnostic and Radiology services - maximum USD 1,000 per claim

g. Ambulance services - maximum upto USD 500 OR amount specified in the Policy Schedule against this service whichever is lower (per claim basis)

h. Miscellaneous expenses - maximum of USD 2, 000 For the purpose of application of the above sub-limits,

1. Surgery: Includes Operation room charges, Surgeon fee and Implant charges

2. Ambulance Services: Includes Cost of transportation to hospital and Paramedic services

3. Miscellaneous expenses: Includes but not limited to cost of medicines/ Pharmacy/Drugs/Supplies, nursing charges, External medical appliances as prescribed by a registered Medical Practitioner as necessary and essential as part of the treatment on actual, Blood storage & processing charges, other services which are not part of any other above given head