Product/Type of ChargeClassic Fees and Charges
Debit Card

Annual fee per Classic Platinum Chip Debit Card is Rs. 750* p.a. *Exclusive of taxes. 

The above fees will be waived as long as you are a part of the HDFC Bank Classic Banking Programme#.

Charges on Non-Maintenance of minimum Balance in Savings AccountsNil
Charges on non-Maintenance of minimum Balance in Current AccountsApplicable as per product variant of current account
Locker Annual RentalLocker with 25% discount on annual rental charge available for first locker allocated per group
Forex transaction ratesUp to 5 paise better rate on card rate for forex transactions on select currencies. 
Multicurrency Forex Card

40% Discount on issuance fees on Multicurrency card.

Log-on to: https://getprepaidcard.hdfcbank.com/index.aspx, for discount, contact your RM for the promo code.

Chequebook issuance Nil charges for Savings Account.
DD/MC Charges on Savings AccountsNil issuance charges on DD/MC up to Rs.1Lakh per day per customer as long as part of the Classic programme

DD/MC Cancellation / revalidation 

Wef 1st August'21 -Rs.60, Senior citizen - Rs.54
Transactions on Domestic ATM No charges for usage of HDFC bank as well as non HDFC Bank ATMs
Cash Transaction Charges for Savings Accounts (cumulative of deposit/withdrawal and home/non-home branch)
Effective 9th December'17 
5 transactions with nil charge
Rs. 2.5 Lakh at Nil charge per month per account 'Self/Third party' inclusive
(Transactions that exceed above limits will be charged as per the existing cash transaction charges as per the standalone Savings Account variant held by the customer)

Cheque return charges drawn on us (Wef 01st Aug'21)

Due to insufficient funds  Return in a month 1st - Rs.450
(Sr Citizen - Rs 400) 2nd r- Rs.500 (Sr Citizen - Rs 450)
3rd onwards - Rs.550 (Sr Citizen - Rs 500) Due to funds
transfer cheque return Rs. 350/- (Sr Citizen - Rs 315)
Due to technical reasons Rs. 50/- (Sr Citizen - Rs 45)
 (e.g. - Date not mentioned, post-dated, sign mismatch, etc.) 
Cheques deposited - Returned Unpaid(Effective 1st Dec'17)Rs.200/- per instance
Demat account Annual Maintenance Charge (AMC) *Non BSDA Demat accounts Discounted AMC of Rs.500/- per annum in case of Nil transactions, Rs.250 if at least 1 transaction. Click here for detailed tariff sheet.
To know more about the Features of Regular & BSDA A/c click here
NEFT/RTGSNil charges through online mode
Charges applicable as per savings / current account variant for outward fund transfers done through branch
IMPSCharges applicable. Please click here for complete details 
Bill PayNil charges
Insta AlertNil charges
Standing InstructionsNil charges
Current Accounts

Current Accounts Refer to detailed Current account tariff basis product variant. Click here

ATM Card for Current account customers Transaction charges at International ATMs: Rs. 110 on financial transactions and Rs. 15 on nonfinancial transactions.

The fees & charges for current accounts would be applicable as per the features and benefits offered under respective current account product variant
"HDFC Bank Programme Terms and conditions apply. 
"All other charges/fees not listed above will be applicable as per the respective base product variant held by the customer 
Taxes as applicable would be charged separately

In case of change in account relationship/downgrade of account, the debit card annual charges shall be applicable from the date of change in relationship. The schedule of charges is subject to change from time to time and the customer is requested to visit the website www.hdfcbank.com for further information. The customer further agrees and gives its express consent that, in case of a change in account relationship at any point in time, the Bank reserves the unconditional right to levy appropriate charges as applicable for the Debit Card variant on pro rata basis for the period from the date of change in account relationship till the next billing date, as may be applicable.