Stay Protected with our Free Insurance Cover

  • Accidental hospitalisation cover of Rs. 1,00,000
  • Daily cash allowance* of Rs. 1,000 per day of hospitalisation for a maximum of 15 days (reimbursement cover, and is only available for the first holder of the account)
  • Accidental death insurance cover of Rs. 10,00,000
  • Restricted to deaths caused by vehicular accidents (road/rail/air) only
  • For the claims to be processed, at least 1 Point Of Sales (POS) purchase should be made using the Debit Card in the 3 months prior to the date of the accident
  • Death Cover by Air / Road / Rail - Sum Insured up to Rs. 10 lac on your Platinum Debit Card (Debit Card should be active at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active)
  • Additional International Air Coverage of flat Rs.3 Crore on purchase of air ticket using your Debit Card
  • Fire & Burglary for the items purchased under Debit Card (upto 90 days) - Sum assured Rs. 200,000
  • Loss of checked baggage - Sum assured Rs. 2,00,00 (For any Claims under Fire & Burglary Insurance/ Loss of checked baggage Insurance to be accepted & processed, the cardholder should have carried out at least 1 purchase transaction using the Debit Card, within 3 months prior to the event date)

* Conditions Apply

Easy Banking with Your Debit Card

  • Free lifetime Platinum Debit Card for the primary account holder with a daily cash withdrawal limit of Rs. 1,00,000 and shopping limit of Rs. 5,00,000
  • Upto 1% CashBack on every Platinum Debit Card transaction
  • Unlimited Free ATM transactions on HDFC Bank ATM and 15 Free ATM transactions/month at Non-HDFC bank ATMs with the Platinum Debit Card
  • Free lifetime Woman's Advantage/International Debit Card for all account holders

Cross-Product Benefits

  • 50% discount on locker rental^, calculated on a pro-rata basis for the first year of allotment.
  • Free personalized Platinum Debit Card
  • Nil Demat A/c opening charges*
  • Waiver of Annual Maintenance Charges for the 1st year on Demat Account 
  • 66% Off on Demat Annual Maintenance Charges on doing 1 transaction per annum from 2nd year onwards
  • Trade for free - Get 5Lakh of Free cash volume (up to 90 days)
  • Delivery brokerage (post free volume) of 0.20%

* Terms & Conditions apply| The above offering is only for a new Demat & Trading A/c opening.

^Discount is basis financial year

Transact with Ease

  • Free unlimited cash withdrawal and balance enquiries at all HDFC Bank ATMs and 15 Free ATM transactions/month at non-HDFC Bank domestic ATMs
  • Free demand drafts on HDFC Bank locations, up to Rs. 1 lakh per day
  • Free passbook facility for all individual account holders
  • Free lifetime BillPay & InstaAlerts for all account holders
  • Free passbook available at home branch for individual account holders
  • Free e-mail statements
  • Easy banking with facilities like NetBanking, PhoneBanking and MobileBanking that allow you to check your Bank Account balance, pay utility bills, or even stop cheque payments via SMS

Enjoy Special Discounts and Offers

  • Get up to 90% finance on the on-road price of a vehicle and 7 year tenure when you apply for an Auto Loan
  • Save Rs. 2,375 and get a 50% discount on the processing fees when you apply for a Two Wheeler Loan
  • 50% discount on the issuance charges when you load a minimum of USD 2,000 (or equivalent) on a Forex Plus Card at any branch
  • 50% discount on the issuance of a Gift Plus Card when you load a minimum of Rs. 5,000 on the card through the branch or via NetBanking

Make the Most of Your Money

  • MoneyMaximizer: Earn higher interest on idle money in your account by requesting for our automatic sweep out facility where surplus funds are automatically put in a fixed deposit. To know more about Money Maximizer Facility - Click here
  • Sweep-In: If at any time your Savings Account starts to run low on funds, the Fixed Deposit will be automatically dissolved to meet the short fall.

Savings upto Rs. 12,500* with SavingsMax Account

SAVINGS upto Rs.12,500* on SB MAX

Product Features


Personal Accidental Death Cover of Rs 10 lakh on your SavingsMax Account*

Rs 1,500 per year

Personal Accidental Hospitalisation cover of Rs 1 lakh per annum*

Rs 1,000 per year

Personal Accidental Death Cover of Rs 10 lakh on your Platinum Debit Card*

Rs 1,500 per year

Air Accident Cover of Rs. 3 Cr*

Rs. 500 per year

Waiver on Platinum Debit Card charges for the primary holder

Rs 750 per year

Waiver on Platinum Debit Card charges for the secondary holder

Rs 750 per year

Get upto 1% Cash-back on purchases with your Platinum Debit Card
(Assuming spends of Rs.6,000 - Rs. 6,500 every month)

Rs 500 per year

50% off on Lockers rental for first year on SavingsMax account
(Assuming Medium / Small sized locker)

Rs.3000 per year

Domestic Airport Lounge Access - 2  per quarter on Platinum Debit Card
(assuming 4 usage per year)

Rs.3000 per year

Total savings

Rs. 12,500

* Terms and Conditions Apply

Additional product features over and above the value proposition : 

  • Unlimited ATM Transactions at HDFC Bank ATMs
  • Zero Liability Cover, Insurance on Loss of checked in baggage
  • Benefits through Money Maximizer facility/ FD Cushion
  • Free Demand Drafts at HDFC Bank locations, up to Rs.1 lakh per day
  • Free Insta Alerts
  • Free UPI, NEFT & RTGS transactions
  • Super Saver facility
  • No Demat AMC for first year & waiver on HSL Account opening charges under 1,299 plan