FEATURES
ELIGIBILITY
FEES & CHARGES
Note :
- All fees and charges are exclusive of taxes. The charges mentioned in the tariff will attract Goods & Services Tax as applicable
Enclosed below are HDFC Bank Institutional Savings Account fees and charges
Description of Charges | Institutional Savings Account | |||||||||||||||
Minimum Balance (Average Monthly Balance) | Zero | |||||||||||||||
Charges on non maintenance thereof | NIL | |||||||||||||||
Cheque Book | Free | |||||||||||||||
Account Statements - Free | Monthly statements | |||||||||||||||
Issue of duplicate / adhoc statements |
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Hold Statement | ₹ 400 per year | |||||||||||||||
Managers Cheques/Demand Drafts- Issuance/Re-issuance - On HDFC Bank Locations | Free | |||||||||||||||
Managers Cheque/Demand Drafts - Cancellation / Revalidation | Free | |||||||||||||||
Demand Drafts- Issued - On Non HDFC Bank Locations |
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Cheque Collection - Local Clearing Zone | Free | |||||||||||||||
Collection of outstation cheques - our bank locations | Free | |||||||||||||||
Collection of outstation cheques - other locations |
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Cheque return charges drawn on us |
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Cheques deposited returned unpaid | ₹ 100/- | |||||||||||||||
Balance Enquiry - at Branch | Free | |||||||||||||||
Balance Certificate | ₹ 100 | |||||||||||||||
Interest Certificate | ₹100 | |||||||||||||||
TDS Certificate | Free | |||||||||||||||
Account Closure (from account opening date) | Upto 14 days - Nil 15 days upto 6 months - ₹ 500/- 6 months upto 12 months - ₹ 500/- Beyond 12 months - Nil | |||||||||||||||
Photo Attestation | ₹ 100/- per instance | |||||||||||||||
Signature Attestation | ₹100 | |||||||||||||||
Address Confirmation | ₹100 | |||||||||||||||
Stop Payment Charges | Particular Cheque - ₹ 50 (Free through PhoneBanking & NetBanking), Range of Cheques - ₹ 100 (Free through PhoneBanking & NetBanking) | |||||||||||||||
Standing Instructions | Setting up charges: Nil, ₹ 25 per transaction plus remittance charge | |||||||||||||||
Old records/copy of paid cheques | ₹ 80 | |||||||||||||||
Activation of dormant account | No charges | |||||||||||||||
Branch transactions (Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit) | Free | |||||||||||||||
Interbranch transactions ( transaction at non account branch ) through teller counters - Funds Transfer | Free | |||||||||||||||
Interbranch transactions including Third party (transaction at non account branch ) through teller counters - Cash transactions. | Cash transactions Upto ₹ 5 lac free per day Above ₹ 5 lac a charge of ₹ 5/- per 1,000/- will be levied on the full amount | |||||||||||||||
Cash transactions at Home Branch | Free | |||||||||||||||
Local Cheque deposited for outstation accounts | No Charge | |||||||||||||||
PhoneBanking - IVR | Free | |||||||||||||||
PhoneBanking - Non IVR | Free | |||||||||||||||
InstaPay | ₹ 10 (plus taxes) per transaction | |||||||||||||||
Visa Money Transfer | ₹ 5 (plus taxes) per transaction | |||||||||||||||
NEFT Charges - Inward | Free | |||||||||||||||
NEFT Charges- outward | Free | |||||||||||||||
NEFT Charges for Indo Nepal transactions | Customers having NSBL*A/c - ₹ 20/- Customers having Non-NSBL* A/c: Upto ₹ 5,000 - ₹ 70/- Above ₹ 5,000 - ₹ 95/- * Nepal State Bank Ltd | |||||||||||||||
RTGS charges - outward (Branch) | Free | |||||||||||||||
RTGS - Inward | Free | |||||||||||||||
MobileBanking | NIL | |||||||||||||||
NetBanking | Free | |||||||||||||||
ECS / ACH (Debit) Return Charges | 1st instance in a month - ₹ 450/- per txn | |||||||||||||||
Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | ₹ 50/- per instance | |||||||||||||||
TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | ₹ 40 | |||||||||||||||
Standing Instructions rejects | ₹ 200/- per instance | |||||||||||||||
Debit Card | Charges | |||||||||||||||
Business# | ATM Card | |||||||||||||||
Annual Fee per Card | ₹ 250 | Free | ||||||||||||||
Daily ATM Limit | ₹ 1,00,000 | ₹ 10,000 | ||||||||||||||
Daily Merchant Establishment Point of Sale Limit | ₹ 5,00,000 | NA | ||||||||||||||
Forex Transactions | Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction | |||||||||||||||
Mandate registration charges | ₹ 40 | |||||||||||||||
InstaAlerts | Click here to know more |