• Enjoy a Zero balance account
  • Gift your family a zero balance salary family account with benefits similar to your Salary Account Click Here to Know more

Debit card

Free Millennia Debit Card with Higher Debit Card Limits

  • Daily Domestic ATM withdrawal limits: Rs. 50,000
  • Daily Domestic Shopping limits: Rs. 3.5 lacs

Cashback & Discount

CashBack Points

  • Get up to ₹4800 CashBack every year
  • 5% CashBack on shopping via PayZapp and SmartBuy

  • 2.5% CashBack on all online Spends
  • 1% CashBack on all offline spends and Wallet reloads

Other features:-

  • 4 Complimentary Domestic Airport Lounge access annually

CashBack Rewards

CashBack Points can be earned for every transaction greater than ₹400
Maximum aggregate CashBack Points per card per month is ₹400
CashBack Points need to be redeemed through NetBanking in mulitples of 400
CashBack Points will be credited in 90 days from the date of transaction
CashBack Points will be valid for redemption within the next 12 months after which your CashBack Points will lapse.

How to Redeem CashBack Points?
Login to NetBanking > Cards > Debit Cards > Enquire > CashBack Enquiry and Redemption > Account Number > Continue > Input the CashBack amount in multiples of 400


  • Free Personal Accidental Death cover of ₹ 5 lakhs* and free Air Accidental Death cover of ₹ 25 lakhs* on your account. 'Click Here' .
  • Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
  • You are entitled to a Base Personal Accident Death Cover by Air/Road/Rail for a sum assured of Rs. 5 lakh.
  • Additionally, you are also eligible for an Accelerated Personal Accident Death Cover up to a maximum of Rs. 5 lakh, subject to minimum transactions at merchant locations / online. Click Here to know more.
  • All Debit Card holders are required to use their Debit Card at retail OR on-line stores at least once every 30 days to keep the free Personal Death Insurance cover on their Debit Card active.
  • International Air Accident Cover on your debit card
  • Now get additional International Air Coverage of flat Rs.1 Crore on purchase of air ticket using your Debit Card. Click Here to Know More.

Fire & Burglary Protection of Rs. 200,000

  • You are insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000. Click Here for more details.

Checked Baggage Insurance Sum of Rs. 2 lakh

  • Applies if the insured is travelling on tour and / or on holidays to location within India, to the intrinsic value of the accompanied personal baggage belonging to the card holder, so lost because of fire, theft, burglary and accident of travelling vehicle. Click Here for more details.

Zero Liability Cover of Upto Rs. 4 lacs against fraudulent transactions

  • You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which take place upto 90 days prior to reporting the card loss. Click Here for more details.

Travel & Fuel Surcharge

  • Fuel Surcharge Reversal:Effective 1st January 2018, Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines.
  • Airport Lounge access offer: To compliment your adventurous expeditions, this card gets you 4 complimentary lounges access annually (once per calendar quater) at domestic airports across India. For the list of lounges where the offer is valid and conditions, Click Here

Ways to bank

  • Anywhere banking across our extensive Branch and ATM network
  • Bank from your home, office or on the go with our easy to use Free Phonebanking, Mobilebanking and Netbanking facilities
  • Access to other bank ATMs in India*


  • Transfer funds online to any bank across the country through NEFT / RTGS online
  • Free BillPay facility
  • Free Demand Drafts payable at HDFC Bank branch locations

Statements & alerts

  • Free e-mail statements / passbook
  • Free mobile and e-mail alerts (InstaAlert facility)

Investment, Loans and Credit cards

  • Get preferential pricing on loans (Apply Online) and get access to our Super Premium Credit cards (Apply Online)
  • Easy investments with high returns. Open a Fixed Deposit instantly through NetBanking
  • Save on charges when you apply for loans, credit cards and more*
  • Demat account free for the first year*

*Terms and Conditions apply – Features and Benefits may vary subject to corporate offer