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Garv Pension Savings Account Schedule Charges - Click here​​​​​​​


Description 

Details 

Charges 

Charges (For Senior Citizens) 

Minimum Balance Requirement 

Minimum Balance Charges 

Zero Balance Account 

Zero Balance Account 

Cash Transactions                

Cash deposits & withdrawal by self & third party at home & Non-home branches 

Self + Third Party @ Home + Nonhome locations : 
Free upto  Rs. 2,00,000 
Above Rs. 2,00,000 - Rs.5 per thousand,Minimum - Rs.150                                                           
Maximum per day limit is Rs. 25,000 for third party  

Self + Third Party @ Home + Nonhome locations : 
Free upto  Rs. 2,00,000 
Above Rs. 2,00,000 - Rs.5 per thousand,Minimum - Rs.150                                                           
Maximum per day limit is Rs. 25,000 for third party  

Cheque Book 

Cheque Book Issuance 

Free - 25 Cheque leaves per  year 
Additional chequebook of 25 leaves will be charged @ Rs 100  

Free - 25 Cheque leaves per  year 
Additional chequebook of 25 leaves will be charged @ Rs 100  

Collection of Outstation Cheques 

Collection of Outstation Cheques - Our Bank / Other locations 

Free 

Free 

Cheque Return 

Cheque Return Charges Drawn On Us 

Rs. 200 

Rs. 80 

Cheque Deposited Returned Unpaid 

Cheque Return Charges Drawn On Us 

Rs. 200 

Rs. 80 

Stop Payment 

Stop Payment Charges 

Particular Cheque - Rs. 50 through branch and Free through PhoneBanking 
Range of Cheques - Rs. 100 through branch and Free through PhoneBanking 

Particular Cheque - Rs. 50 through branch and Free through PhoneBanking 
Range of Cheques - Rs. 100 through branch and Free through PhoneBanking 

Old Records/Copy of Paid Cheques 

Old Records/Copy of Paid Cheques Charges 

Free 

Free 

TIN Re-generation 

TIN Re-generation Charges 

Free 

Free 

Signature Attestation 

Signature Attestation Charges 

Free 

Free 

Photo Attestation 

Photo Attestation Charges 

Free 

Free 

Interest Certificate 

Interest Certificate Charges 

Free 

Free 

Balance Certificate 

Balance Certificate Charges 

Free 

Free 

Address Confirmation 

Address Confirmation Charges 

Free 

Free 

BillPay 

BillPay Charges 

Free 

Free 

Branch Transactions 

Includes only Cheque deposit/Cheque issuance/Funds Transfer Debit/NEFT/RTGS 

Free 

Free 

ECS (Electronic Clearing House) Debit / ACH (Automated Clearing House) Debit 

ECS /ACH(Debit) Return Charges 

 
First - Rs.450 
Second - Rs.500 
& Third Onwards - Rs.550 

 
First - Rs.400 
Second - Rs.450 
& Third Onwards - Rs.500 

Standing Instruction (SI) 

SI Set on NetBanking 

Free 

Free 

Standing Instruction 

Standing Instruction Reject  

Rs. 200 

Rs. 200 

Duplicate Passbook  

Duplicate Passbook Issuance 

Free 

Free 

Duplicate / Adhoc Statements 

Duplicate / Adhoc Statement Issuance 

Through Branch - Rs 100 
Through PhoneBanking (Non IVR) - Rs.75 
Through Net/Mobile/PhoneBanking - IVR & ATM - Rs 50 

Through Branch - Rs 50 
Through PhoneBanking (Non IVR) - Rs.50 
Through Net/Mobile/PhoneBanking - IVR & ATM - Rs 30 

Deliverable Returned Due to Negative Reasons 

Deliverable Returned Due to Negative Reasons (No such consignee/consignee shifted and no such address) 

Free 

Free 

Dormant Account Activation 

Dormant Account Activation 

Free 

Free 

Managers Cheque /Demand Drafts (MC/DD) 

MC/DD Issuance - At Self Bank / Non Bank Locations 

 
0 to Rs.10,000 - Rs.50  
Above - Rs. 5 per 1,000 on entire amount  Minimum - Rs.75 & Maximum -  Rs.10,000  

 
0 to Rs.10,000 - Rs.45 
Above - Rs. 5 per 1,000 on entire amount  Minimum - Rs.50 & Maximum -  Rs.10,000  

Mandate Registration 

Mandate Registration Charges 

Free 

Free 

I-PIN Re-generation 

I-PIN Re-generation Charges 

Rs. 40 

Rs. 36 

Managers Cheque /Demand Drafts – Cancellation / Revalidation 

Managers Cheque /Demand Drafts – Cancellation / Revalidation Charges 

Rs. 45 

Rs. 40 

Passbook Issuance 

Passbook Issuance Charges 

Free 

Free 

Balance Enquiry 

Balance Enquiry Charges - At Branch 

Free 

Free 

Phone Banking - Non IVR 

Phone Banking Charges - Non IVR 

Rs 15 

Rs 15 

Account Closure 

Account Closure Charges 

Free 

Free 

AMB (Average Monthly Balance) Requirement 

AMB Requirement 

Zero Balance Account 

Zero Balance Account 

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