What kind of customers are ideally suited to use Agri Current Account?
Agri Current Account is the best offering for Commission agents, Arthiyas and Fertilizer/pesticide traders
How much minimum AQB (Average Quarterly Balance) is required to be maintained for Agri Current Account?
Agri current account has a Half-Yearly Average Balance (HAB) requirement of ₹ 10,000/- (across all locations)
What are the charges applicable for non-maintenance of AQB?
NMC charges: ₹ 1,500/- (per half year)
What are the key features of Agri Current Account?
Following are the key features of Agri Current Account:
Free Cash Deposit upto ₹ 10 lakhs per month or 25 transactions (whichever is breached first) at any HDFC Bank Branches
Free Cash Withdrawal from Home Branch
Personalized Cheque Book (Payable-at-par) – 50 cheque leaves free per month
Free Local /Anywhere Cheque Payments & Collections & Account to account Funds Transfer at all HDFC Bank locations.
Free collection of funds through RTGS / NEFT / IMPS
Access to Direct Banking Channels – Net-Banking, Phone-Banking, Insta-Query & Doorstep Banking
How is cash deposit charged?
Free Cash Deposits up to ₹ 10 lakhs or 25 transactions (per month), whichever is breached first at any HDFC Bank Branches
What are the free limits for cash withdrawal?
Unlimited cash withdrawal from Home branch
No free limits at Non-home branch
What are the free limits for issuing DDs / POs?
DD/POs (Bank Location) – free if instrument value is above ₹ 50,000/-
DD/POs (Correspondent Bank Location) – No free limits
How many free cheque leaves are offered per month?
Agri Current Account offers 50 free cheque leaves per month.
What are the free limits for bulk transactions?
Agri Current Account offers 100 free Bulk transactions per month.
(Note: Bulk transactions include all Local & Anywhere clearing and Fund transfers)
How are electronic transactions (NEFT/RTGS/IMPS) charged?
Online NEFT/RTGS payments are free.
Through branch, NEFT payments are charged as follows:
Upto ₹ 1 lakh: ₹ 2/- per transaction,
Above ₹ 1 lakhs: ₹ 10/- per transaction
Through branch, RTGS payments are charged as follows:
Above ₹ 2 lakhs: ₹ 15/- per transaction
IMPS charges on outgoing transactions (through NetBanking & MobileBanking) are as follows:
Upto ₹ 1000 : ₹ 3.5/- per transaction,
Above ₹ 1000 and upto ₹ 1 lakh: ₹ 5/- per transaction
Above ₹ 1 lakh and upto ₹ 2 lakhs: ₹ 15/- per transaction
(charges exclusive of GST)
What are different ways to access bank account?
Bank anytime, anywhere in person at a branch or ATM, from your laptop or mobile. Click here for more details.