Fees & Charges before 1st March, 2015

Fees & Charges before 1st March, 2015

Current Account with cheque facility
Half-yearly BalanceRs. 10,000
Non Maintenance ChargesRs. 1,500 per half year if below Rs. 10,000
Mode of calculation of minimum average quarterly balanceAverage of daily closing balances of each day spread over a period of six months(October to March and April to September).
Cheque leaves (Payable At Par) - Free Limit

( Customer can request for maximum 100 cheque leaves through NetBanking. For requests above 100 cheque leaves customer needs to visit the branch.)

50 leaves per month
Charges beyond free limitRs. 2 per cheque leaf
Account StatementFree (Monthly)+
Duplicate/Adhoc Statement
Requests through Direct Banking ChannelsRs.50/- per statement through ATM / Mobile Banking / NetBanking and Phone Banking (IVR)
At branch or PhoneBanking (Non-IVR)Rs.100/- per statement through Branch; Rs.75/- per statement through PhoneBanking (Non-IVR)
Hold Statement FacilityRs.400/- per year
Remittance facility through own Bank
Demand Drafts (DD) payable HDFC Bank Locations (Issued from any branch) / Duplicate DDDDs up to Rs. 50,000 charged Rs. 25 per DD,  Above Rs 50,000 – Free
Pay Orders (PO) - on HDFC Bank Locations (Issued from Any Branch) / Duplicate POPOs up to Rs. 50,000 charged Rs. 25 per PO,  Above Rs. 50,000 – Free
DD/PO cancellationRs. 50 per instrument
NEFT/EFT transactions
PaymentsFree
CollectionsFree
RTGS transactions
PaymentsRs. 25 per transaction
CollectionsFree
Local transactions (at home branch locations)
Local cheque collection and paymentFree
Account to account fund transfer within HDFC bankFree
Anywhere transactions (Except Dahej)
Account to account fund transfer within HDFC bank locationFree
Clearing Transactions – Payments at all HDFC bank locationFree
Clearing Transactions – Collections at all HDFC bank locationFree
Bulk transactionsAll above transaction are subject to a maximum of 100 transaction per month beyond which charges @ Rs.10/- per transaction would be levied. Includes all Local/Anywhere clearing & Funds transfer transactions
Remittance facility through other bank
Issue of Demand Drafts (DD)/ Duplicate DD (correspondent tie-up)Rs. 2 per Rs. 1,000, minimum Rs. 50 per transaction
DD cancellation/ revalidationRs. 50 per instrument
Cheque Collection
Outstation cheque collection at bank locationUpto Rs 50,000/- charged at Rs 50/- per instrument 
Above Rs 50,000/- and upto Rs 1,00,000/- charged at Rs.100/- per instrument
Above Rs 1,00,000/- charged at Rs 150/- per instrument
Outstation Cheque Collection at Correspondent Bank Location and Clean Location (Non-Corr Bank Location) and Non-MICR chequeUp to Rs. 25,000 – Rs. 50 per instrument
Rs. 25,000 to Rs. 1 Lakh – Rs. 100 per instrument
Above Rs. 1 lakh – Rs. 150 per instrument
Cheque Collection through Speed ClearingUp to Rs. 1 Lakh - Nil
Above Rs. 1 Lakh – Rs. 140 per instrument
Bouncing of cheques – Local Cheques drawn on us
Due to insufficient fundsUp to 2 instruments per month - Rs. 300 per instrument. 
On 3rd / 4th & 5th instrument - Rs. 500 per instrument 
6th Instrument onwards - Rs. 750 per instrument
Due to technical reasonsNo charge
Cheque deposited returned unpaid
LocalRs. 50 per instrument
OutstationRs. 50 per instrument
Doorstep Banking
Cash pick-up services (within municipal city limits)
Cash pick-ups to Rs. 1 LakhRs. 150 per pick-up
Cash pick-ups beyond Rs. 1 Lakh up to Rs. 2 LakhsRs. 200 per pick-up
Cash pick-ups beyond Rs. 2 Lakhs up to Rs. 3 Lakhs Rs. 300 per pick-up
Cash beyond the above limits can be offered, for further details on charges please contact your Branch Manager
Cheque pick-up charges
Daily pick-up (one per day from one pick-up point)Rs. 400 per month
Per call basisRs. 25 per call
Cash transactions Doorstep Banking
Cash deposit
Cash deposit at home branch locationFree up to Rs. 10 Lakhs per month or 25 transactions whichever is lower. Deposits in excess of Rs. 10 Lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction.
Limit on Inter-Branch deposits (Within Home Branch City)Cash deposit at non home Branches within home branch city subject to maximum of Rs. 50,000 per account per day
Cash Deposit -Non Home locationCharges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 50,000 per day)
Cash withdrawal
Cash Withdrawal-Home BranchFree
Cash Withdrawal-Non Home Branch – Inter-city & Intra-cityCash withdrawals charges @ Rs. 2/Rs. 1,000, minimum Rs. 50/- per transaction; Third party cash withdrawals allowed only up to maximum Rs. 50,000 per transaction.
Miscellaneous
Balance inquiryRs. 25/-
TDS certificateFree
Balance Confirmation CertificateRs. 50/-
Interest certificateRs. 50/-
Cheque status per instanceRs. 25/-
Signature VerificationRs. 100/-
Address confirmationRs. 100/-
Photograph verificationRs. 100/-
Setting up of standing instructionsNil
Old Records / Copy of Paid Cheque
up to 1 yearRs. 50 per record
Above 1 yearRs. 100 per record
Certificate of Balance
Current yearFree
Previous yearRs. 250
Common charges for debit/ATM cards
Replacement of damaged cardFree
Replacement of Lost cardRs. 200/-
Copy Retrieval RequestRs. 100
Re-Issuance of PINRs. 50 plus taxes
ATM Usage:
Transacton TypeBalance InquiryCash Withdrawal
HDFC Bank ATMsFreeFree
Non-HDFC Bank ATMs
DomesticOn all transactions ( Financial + Non financial ), Charges applicable @Rs.20/- per transaction
International*

*The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

Rs.15/- per transactionRs.110/- per transaction
Stop payment charges
Particular chequeRs. 50 (Free through Phone Banking)
Range of chequesRs. 100 (Free through Phone Banking)
Account Closure
Up to 14 daysNo Charge
15 days to 6 monthsRs 500
6 months upto 12 monthsRs 250
Beyond 12 monthsNo Charge
Inoperative Accounts
Any deliverable returned by courier due to negetive reasons(no such consignee/ consignee shifted and no such address)Rs.50/- per instance
InstaAlert
Insta AlertRs.25/- per quarter
Transactions through Phone banking
Interactive voice response (IVR) and agent assignedFree
Charges on all IMPS Outgoing transactions:
Slabs (Rs)Charges Exclusive of service tax (Rs)
1 to 10,0003.5
Above 10,000 to 1 Lakhs5
Above 1 Lakh to 2 Lakhs15
Debit cardBusinessEasy gold
RegularGoldWoman’s
Annual fee per cardRs. 250 p.a.Rs. 100 p.a.Rs. 500 p.a.Rs. 100 p.a.
Daily ATM limitRs. 50,000Rs. 25,000Rs. 50,000Rs. 25,000
Daily merchant establishment Point-of-sale limitRs. 75,000Rs. 40,000Rs. 75,000Rs. 40,000