Contactless Banking: An Easy Way of Life

Caught up in a busy life with a tight schedule can make regular activities like cooking, watching TV or even reading the newspaper a challenge for most people. Therefore, you are always on the look-out for ways to make things easy and convenient. And the one medium that you depend on the most is mobile apps. Everything is available to you at the touch of a button! Food, clothes, groceries, medicines, home décor, books – you name it, and you can access it without even moving from your seat.

Banking at your fingertips

With mobile apps, now even banking activities can be completed in a jiffy! The speed and convenience of digital banking is particularly a boon to those who are busy juggling professional and personal lives with little time in between. And HDFC Bank has taken banking a step forward by introducing contactless banking. 

HDFC Bank now lets you open a Savings or Salary bank account from the comfort of your home. You heard that right! No more setting aside hours of your day to visit the bank, wait in a queue, submit documents, and get them verified to open a bank account. Spend about 10 minutes entering your details and click submit. And like all facilities offered by HDFC Bank, it is a safe and secure online service. 

Here are a few reasons why you should consider opening an HDFC Bank InstaAccount:

Easy to get started

As the name suggests, opening an InstaAccount with HDFC Bank is precisely that - instant. All you need is a working mobile number, an Aadhaar card and a PAN card for the KYC procedure. It's as simple as that! 

Quick steps

Once you have the InstaAccount app and your digital documents in place, you need to 

- Enter your Aadhaar card details
- Validate your details using the OTP you will receive instantly
- Complete the online form with account-related information and personal details
- Fill the nomination page 
- Upload your documents
- Click the 'Submit' button 
- Get your account number and Customer ID immediately
- Fund your account immediately after account opening

Cardless money withdrawal from ATMs 

A distinct feature of the HDFC Bank InstaAccount is that you can even make Cardless Cash withdrawals from ATMs using just your mobile phone. This means you do not need to have your debit card on you when you step out to withdraw money. All you need to do is select the Cardless option at the ATM and follow the instructions after that. And this service is available at no extra charge. 

Automatic NetBanking and MobileBanking facilities

Your HDFC Bank InstaAccount comes to you NetBanking, and MobileBanking enabled. To start your journey on digital banking, all you have to do is set your password and voila! Transactions appear at your fingertips.   

Send money and pay bills within 48 hours 

Once your account is activated, you can make outgoing payments within 48 hours of opening your account. This wait for two days is for security reasons only, and after that, you can begin transferring money and paying bills quickly and easily, no matter where you are.

​​​​​​​Like other HDFC Bank services, InstaAccount aims to offer a more enhanced banking experience for every customer or potential customer.  Click here to get started.

*The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.