Perks of NetBanking you might not be cashing in on

NetBanking was the way to the future even before the coronavirus pandemic broke out. However, since the pandemic, it’s become almost essential to explore and use NetBanking to carry out basic transactions. With social distancing being an essential precautionary measure, contactless transactions are everyone’s saviour.

In addition to the physical safety that NetBanking offers in the time of coronavirus, it’s also extremely secure in terms of protecting your funds and privacy. Hence, in this dual way, NetBanking technology is much safer than dealing in cash.

There are many features and services you can avail of on the NetBanking portal without having to step out of your house and visiting the bank branch. Here are some of the perks you can cash in on from the safety of your home:

Debit Card upgrade: If you log into your NetBanking portal, you can upgrade your Debit Card to Platinum for just Rs. 500. The upgrade comes with features such as 1% CashBack on all transactions; fuel surcharge reversals of up to Rs 750; and the freedom to raise the withdrawal limit on your Debit Card to Rs 1 lakh a day. Your online spending limit is further enhanced to Rs 2.75 lakh.

Know more about the different Debit Cards available in India.

International usage: NetBanking allows you to enable international usage on your international transactions.

Instant PIN generation: One myth about NetBanking is that after applying for it, one has to wait inordinate amounts of time before being allowed access to NetBanking facilities. This is untrue; when you opt for NetBanking, you get a 1st time PIN with the welcome kit which can be regenerated and used for transactions immediately!

Debit Card hot listing: If you ever lose your Debit Card or it gets stolen, you can give immediate instructions to the bank to hotlist your card, via a specific number, through an exclusive phone banking channel. Your registered number is prioritised, and you are given access to these special numbers when you login to your account.

Re-issue of hot listed Debit Card: NetBanking users can apply for a re-issue of their Debit Card instantly and easily. This applies even if you lose multiple Debit Cards; all you have to do is fill up a form available on your online NetBanking page. So, as a NetBanking user, if your Debit Card is lost or damaged, you have nothing to worry about.

Linking Debit Cards to accounts: If you go for NetBanking, you will be allowed to link your Debit Card directly with your Savings Account. While you may feel it’s not required right now, this feature can prove to be extremely useful.

Eager to avail of these and many more perks of NetBanking? Integrate your HDFC Bank Debit Card with HDFC Bank NetBanking right away! All the above offers are available to HDFC Bank customers to provide them a with smooth, secure, and seamless transition from today into the world of tomorrow.

HDFC Bank InstaAccount

You can instantly open a savings or a salary account with HDFC Bank from the comfort of your home in four simple steps. All you need is your mobile number, Aadhaar number and PAN number to open an account with HDFC Bank. Once you’ve done so, you’ll instantly receive your account number and Customer ID.

Your NetBanking and Mobile Banking will be immediately enabled. You can begin transferring your funds online and make cardless withdrawals from ATMs. All this convenience, ease and safety is at your instant disposal with HDFC Bank InstaAccount.

Looking to apply for an HDFC Bank Debit Card? Apply through your NetBanking now!

* Terms & conditions apply. Debit Card approvals are at the sole discretion of HDFC Bank Ltd