Forgot Card PIN? A Detailed Guide to Reset it
With so many passwords from Keypad locks, Email passwords, system passwords, social media passwords to ATM Pins looming around in your head, it is but natural to forget one among the myriads of passwords.
However, forgetting a password to your bank accounts, specifically, Debit Cards immediately causes panic. In the era where millennials have not even stepped into a bank branch, losing the Debit Card PIN would mean losing access to online transactions or withdrawing cash anytime, anywhere.
Banks, however, have evolved with the times to make access to regenerating ATM Card PIN anytime and anywhere.
Reset ATM PIN using the ATM itself
If you are at the ATM and realise “I forgot my ATM Card PIN number” after putting your card inside the machine, do not worry.
Choose Forgot PIN or Regenerate ATM PIN option on the menu. You would be redirected to a screen to enter your registered mobile number, which triggers an OTP to that number. Enter the OTP on the screen, and you would be redirected to choose another PIN. The reset through this mechanism happens immediately, and you can withdraw cash once it resets.
Reset ATM PIN Online using NetBanking
It is not just in the ATMs, you could forget your Debit Card PIN while paying at a store or in restaurants. While it can be embarrassing, there are quick remedies to fix such sticky situations as well. Almost all banks offer quick reset of ATM pins through NetBanking.
So if you have registered for NetBanking facilities, all you need to do is log in through your phone and go the cards section and request Instant PIN Generation. They usually ask you for card details, CVV number, expiry date, and an OTP is generated to your registered mobile number to authenticate the user, and you could enter a PIN of your choice and confirm. You could then directly use the newly generated PIN at the point of sales machine.
Reset ATM PIN Online using MobileApps
Every mobile bank application is also equipped to accommodate these requests and if you have a smartphone with internet connectivity, by merely entering your card details in the app along with your CVV number and an OTP you could reset the card PIN immediately. However, some banks also allow you to directly view the PIN you forgot your Credit Card PIN or your Debit Card PIN, right after logging in with your credentials.
Reset ATM PIN at the Branch
In some situations, when you are travelling, and you realise both the above methods tedious: as ATMs might be far and few and internet connections weak. When you realise “I forgot my PIN number to my Debit Card” in such situations, all you need to do is call up the bank customer care line and request for a PIN reset. The bank dispatches the PIN to your registered mailing address; however, if you are travelling, you could place a request to send the new PIN to the nearest branch from where you can collect it in person.
Also, if there is a branch in the nearby vicinity, you could fill the form directly at the branch and request for a reset which would then again be sent across to your mailing address or you could collect it in the same office.
While most banks allow for regenerating PINs broadly in the means stated above, you could visit your bank website to know the options available for you. For example, you could visit HDFC Bank site here to note how you can reset your HDFC Bank Debit Card PIN.
Advancement in technology and internet has allowed simplification of traditional banking services to a considerable extent keeping in mind user convenience and comfort.
Existing HDFC Bank customers can get their Debit Card reissued within minutes here. New customers can get a new Debit Card through opening a new Savings Account while experiencing hassle-free banking with HDFC Bank.
Worried about Debit Card fraud? Know how to protect yourself, by reading this! Click here to read more.
* Terms & conditions apply. Debit Card approvals are at sole discretion of HDFC Bank Ltd. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.