Tis the season to welcome the festive spirit into your home

T'is the season to be jolly: Here’s how you can set the Christmas vibe

December is a time when the world is doused in a festive holiday spirit; with Christmas and New Year’s Eve, it’s time for all things merry. Besides, as your surrounding turn into a winter wonderland, the change in weather calls for added joy. So, as you count the remaining days of the year, why not indulge in a last hurrah and revel in the festive celebrations? And with everything that this year has thrown at you, its finally time to bid adieu and welcome a brighter tomorrow. 

Here's how you can experience the smaller joys this holiday season and spread some cheer: 

Revamp your wardrobe

What you wear is how you feel, so don’t wait around for a party invitation to dress up. A glittery outfit can never go wrong during Christmas or if you like to keep things casual, you can dress-down in a festive-themed sweater. So, indulge in a little retail therapy and add stylish winter wear to your shopping cart. You can compare and shop on Amazon or Flipkart via SmartBuy and get Reward Points and CashBack on your HDFC Bank Credit Cards and Debit Cards respectively. And if you have a crunched budget, opt for HDFC Bank FlexiPay option while checking out from Myntra and Zodiac Clothing. This digital credit facility allows you to buy now and pay later. 

Home decor

There’s nothing like sprucing your interiors with seasonal décor to welcome festive cheer in your life. Ring in the holidays by purchasing new crockery and wine glasses to add a touch of elegance to your Christmas dinner. You can add festive tones to your living space in the form of plush cushions, sparkly lights, warm coloured rugs and fragrant candles to create a snug ambience. 

Home appliances or furniture

This festive season, you can be your own Santa Clause and give yourself the gift of comfort by upgrading your appliances or furniture. If you’ve been thinking about buying a new washing machine with a dryer, a robot vacuum cleaner, dishwasher or even a king-sized bed or a lampshade, there is no better time than now. To make payments easy and convenient without bothering your monthly finances, you can convert large purchases into EMIs with HDFC Bank Credit Card SmartEMI facility. The interest rates are low with stress-free repayment options.

You can apply for SmartEMI on your HDFC Bank Credit Card here.


If your New Year resolution is to embark on a fitness journey, then a fitness band can help you accomplish your goals. And to optimise your work from home routines, it is ideal to invest in a good laptop and other tech devices like wireless earbuds or mouse. You can even buy a new smartphone for the New Year! On HDFC Bank SmartBuy, you can easily compare prices across brands and scout the best deal all at one place, without the hassle of visiting multiple websites. 

With the Christmas bells ringing, the fairy lights shining and colourful decorations spreading joy, the festivities will soon be knocking on your door. So, get ready to gift yourself with the best of things. Happy holidays!

Wondering what gift to purchase for your loved one this Christmas? Here’s a list of Christmas gift ideas that can help you!

* Terms & conditions apply. Credit Card, Debit Card approvals and Loans disbursal are at sole discretion of HDFC Bank Ltd. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.