Low on bank balance, but still want to live your life? Try FlexiPay

Life is made up of small joys and experiences. And to lead a well-rounded life, it’s important to stop taking life too seriously and live in the moment. Whether it is indulging in retail therapy or fulfilling your ‘wanderlust’ urge. 

Sure, living your best life comes at a cost, but there’s no need to deprive yourself of things and experiences you desire due to a shortage of funds. With payment options that allow you to buy now and pay later, you no longer have to save up and wait for another day to reward yourself with something you deserve. With HDFC Bank FlexiPay, you can pamper yourself today and conveniently pay over the coming weeks. 

What is FlexiPay?

A buy now, pay later mode of payment – HDFC Bank FlexiPay allows you to make a purchase without worrying about paying upfront. If you have an HDFC Bank Debit Card, you qualify for this facility. Although it does equate to a small-ticket loan, this buy-now-pay-later feature has gained significance and preference for one key reason — a convenient and seamless user experience. It aims to make your shopping experience an affordable and stress-free affair. From shopping for clothes or home decor to booking a holiday, FlexiPay is efficient, quick, and consumer-friendly. You can now purchase most things you need without taking a slice out of your wallet in one go.

The FlexiPay – ‘Buy Now Pay Later’ offers a myriad of features and benefits that allow you to fulfil your requirements and desires: 

First of its kind: FlexiPay enables you to repay within 15 days at not extra cost.

Zero charges: The good news is, you can access FlexiPay at no extra cost. It comes with no convenience fees, zero processing fees and no hidden charges. 

Anytime anywhere credit: Get instant access to an approved credit limit from Rs.1,000 up to Rs. 60,000. You can get this extra cash conveniently 24x7 and use it to make purchases from the selected merchants. 

Flexible repayment: To make your life simpler, FlexiPay comes with pay later options that have convenient repayment tenures. You can choose a repayment schedule starting from 15 days. 

No extra cost period: The 15-days no extra cost period allows you to shop to your heart’s content. Whether in-store or online, purchase now and pay later at no extra cost.

Hassle-free payoffs: Pay your utilised principal and interest at the end of your preferred tenure. 

You can use FlexiPay for a variety of payments: 

Travel: Don’t hold back from booking a trip to your dream destination with your friends until your next salary or until you get a raise. Plan your vacation through MakeMyTrip and pay in easy, affordable instalments with FlexiPay. 

Apparel: Upgrade your wardrobe with the latest trends from Myntra and Zodiac clothing and clear the bill in instalments. 

Electronics: Buy the gadget you’ve been eyeing and pay later at Skull Candy, boAt lifestyle, Leaf Studios , Gonoise, Zebrs, Poorvika Mobiles Private Limited 3G Mobile World. 

Home Decor​​​​​​​: Redecorating your home can be heavy on the pocket, but FlexiPay makes it affordable. Buy furniture from Urban Ladder, Nilkamal Ltd., and Royaloak Incorporation Pvt. Ltd. and pay later at your convenience.

Try HDFC Bank FlexiPay the next time you shop! 

You can read more on what you can buy now and pay later here.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.