How to get a Consumer Loan?

The biggest World Cup for Cricket lined up from May to July 2019 is surely a cause for cheer for a cricket-loving country like India. As the cricketing extravaganza progresses, millions of Indians will watch it live, sitting together with friends, family, in front of their TVs, smart TVs, LEDs, smartphones (especially during breaks in - between work hours), from the comforts of their homes, popcorn, cold drinks and snacks handy as they cheer for their favourite team.

The smarter the gadget, the higher the josh of the viewer. But what if you don’t have any of these modern gadgets -- a smarter television or a cooler air-conditioner, a refrigerator with advanced features? Worry not, a Consumer Loan is your best bet, easy and convenient, to grab your dream gadget and watch the two month-long festival of joy.

But how can you get a Consumer Loan that’s just right for you?

Users look at three key deciding factors:

  • Convenience: How easily and quickly can I get the loan?
  • Cost: How much will the loan cost me in interest? And what will the EMI be?
  • Eligibility: Am I eligible for a loan and how much can I get?

HDFC Bank EasyEMI is a convenient and hassle-free option to fund your appliance purchases. Here’s why:

Easy and seamless payment

Getting a new appliance with HDFC Bank EasyEMI is simple. Walk into a partner store, choose your gadget of choice, and pay by Credit Card or Debit Card or even opt for Consumer Loan and convert the amount you pay into EMIs, which you can pay over in pocket-friendly instalments over 12 to 36 months.

You don’t have to check your eligibility or submit documents. All you need is a Credit or Debit Card.

If you do not wish to use a Credit or Debit Card, walk into any HDFC Bank branch with your PAN card, instantly check your eligibility, and get quick disbursal. You can get a Consumer Loan even if you are not an HDFC Bank account holder.

No extra cost EMI

The two big advantages of HDFC Bank EasyEMI scheme is zero processing charges and no extra cost EMI, which makes your loan affordable and cost-effective. In no extra cost EMI, the amount you repay over your tenure will be equal to the price of the product.

Instant disbursals

With EasyEMI, you don’t have to make any application, submit documents or wait for funds to be disbursed to buy your favourite gadget. You can just buy products off the shelves with a Credit or Debit Card or get instant funds with a Consumer Loan.


HDFC Bank frequently ties-up with big brands to offer cash back on select products. Check the EasyEMI website for the latest offers.

You can now get 15% CashBack on selected TVs, upto Rs 6000 as CashBack on smartphones and no –cost EMIs on laptops* during this cricket season.

Are you looking to apply for a Consumer Loan? Click here to apply through HDFC Bank EasyEMI now.

Know more about applying for an AC and LED TV through EasyEMI now.

* Terms & conditions apply. Credit Card and Debit Card approval and Consumer Loan disbursal at sole discretion of HDFC Bank Ltd. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.