How to buy an AC on EMI?

The best way to beat the heat during this scorching summer is to cool your home with an air conditioner (or AC). While you want to buy the air-conditioner right away, you don’t wish to pay up any money upfront. You would like to pay for your purchases in easy installments. How can you buy an AC on EMI?

The best way to buy an AC on EMI

HDFC Bank EasyEMI is a great way to buy consumer durables like air-conditioners, refrigerators, televisions, washing machines, and even mobile phones now and pay later and with HDFC Bank you can avail multiple deals on electronics with ease. Use your Credit or Debit Card to buy the appliance you need from a partner store. Payback in easy monthly installments spread over 12 to 36 months based on your needs. If you don’t wish to use a card, you can opt for a Consumer Loan.


What are the benefits of buying an AC on EMI?

  • Payback in installments: You don’t have to strain your finances by shelling out a big sum upfront. You can pay back in pocket-friendly monthly installments.

  • No extra cost EMI: HDFC Bank EasyEMI is affordable because you don’t have to pay extra for the EMI option. You also don’t have to pay any processing fees to convert your purchase into easy EMIs.

  • Instant approval and disbursal: No waiting to get your gadget home. EasyEMI funds are instantly disbursed.

  • With HDFC Bank you can get up to 12.5% cashback on ACs with no cost EMI.


Who can buy an AC on EMI?

Credit Card: Anybody with a retail Credit Card can opt for HDFC Bank EasyEMI.

Debit Card: We request you to send a text message " MYHDFC " from your registered mobile number to 5676712 to know the eligibility for Debit Card EMI loan

Consumer Loan: With HDFC Bank KYC option on the website you can check if you are eligible. Even non-HDFC Bank customers can get a Consumer Durable Loan.


Documents you need to buy an AC on EMI

With EasyEMIs, you don’t have to submit any documents to buy an AC.

Looking to buy an AC this summer? With EasyEMI and scintillating deals available on Air Conditioners, you can wave goodbye to the scorching heat of the summer.

For more deals on electronics and other products with Summer Treats click here.


*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank Limited. Loan disbursal is subject to documentation and verification as per Banks requirement.