A Complete Guide on Emergency Medical Coverage

A medical emergency rarely comes with a warning, and can indeed be a matter of life or death. While health is the more worrisome factor, managing expenses for treatment may cause undue stress.

Medical insurance comes in handy during such emergencies. But there are also other options you can consider in such instances: 

You can also do the following when faced with a medical emergency:

• First and foremost, Do Not Panic. Be it your own health or a loved one’s that is suffering, the primary focus needs to be to get the right treatment.

• Understand the situation. Reach out to the hospital staff, especially your Doctor. It is completely normal to be faced with a lot of questions in your head. Schedule an appointment and understand the steps you will need to take to get better soon. If it is a loved one, you need to be able to take care of them in a proper manner. Some ailments can take a sufficient amount out of time to heal. It is important that you mentally prepare yourself for the difficult task ahead.

• Get an estimate. If you find yourself worrying a lot about the expenses ahead, you can reach out to the hospital administration and get an estimated cost. It will help you take the necessary steps in arranging for extra funds, if needed. Most doctors are open to conversation and will help you understand the long term requirements, both medical and financial.

• Apply for a Personal Loan. This proves to be a quick and easy way of arranging for funds. The funds from the loan will be credited directly to your choice of account, allowing you to transfer or withdraw them as per your requirement. HDFC Bank offers Personal Loan for HDFC Bank customers within 10 seconds and non – HDFC Bank customers within 4 hours. And with EMIs at Rs. 2187 per lakh, this makes it a flexible choice, with no worries about stressful repayments later on. This article talks about how quickly you can arrange funds for a medical emergency from a personal loan.

Always remember that you and your family’s health is of prime importance and financial hindrances shouldn’t come in the way of getting the right treatment.

HDFC Bank Personal Loan can help you handle any such medical emergencies with ease. Click here to apply now!

* Terms & conditions apply. Personal Loan disbursal at sole discretion of HDFC Bank Ltd.