Don’t have a Credit Card? Here’s how you can buy now and pay later at zero extra cost

Those who say money can't buy happiness have probably never shopped to their heart’s content. Little joys such as bagging a great discount on your favourite brand or buying a new gadget can light up your day – even so momentarily! However, it may not always be possible to splurge on the things you wish for in reality. Financial constraints, month-end struggles, and unavailability of credit can hamper your shopping plans.

But, did you know that you can spend on all that you want without paying upfront? No, we are not asking you to sign up for a Credit Card. With HDFC Bank FlexiPay, a digital credit solution, you can ‘Buy Now and Pay Later’.

FlexiPay – An answer to all your spending needs

Just like how Credit Cards give you the power to shop now and clear payments later, FlexiPay payment option gives you the same benefit. By choosing FlexiPay while checking out of a website or store, you can make a purchase but hold bill payment to a later time. All you need is an HDFC Bank Credit Card or even Debit Card, and you can enjoy anywhere, anytime credit using FlexiPay. 

Why use HDFC Bank FlexiPay?

The biggest perk of using FlexiPay is that you can splurge and pay later at zero-interest-rate for up to 15 days. You can even opt for longer repayment tenures, going up to 30, 60, or 90 days for a nominal interest charge, as low as Rs 70 per month on a purchase worth Rs 3000. With FlexiPay, you can avail of instant credit facility for purchases starting from Rs 1000, going all the way up to Rs 60,000. 

Additional features of FlexiPay

  1. No hidden charges: You need not worry about convenience fees or processing costs while using FlexiPay.
  2. No waiting period: Choose the FlexiPay option at the time of check-out, enter your registered mobile number and OTP and shop away to your heart’s content!
  3. Voucher and CashBack: Get vouchers or CashBack worth Rs 300 on merchants like Myntra, Ikea, Cure Fit, Lakme etc. on using FlexiPay. 

Shop at all your favourite brands

From grocery stores and malls to restaurants and online retailers, FlexiPay payment option can be used 24x7. So, spend on all that you want – a new smartphone or go on a vacation with FlexiPay’s pay later option. 

Click here to read more about FlexiPay.

Have a cash crunch at the end of the month? Read more on how FlexiPay can help you!

*Terms and conditions apply. Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.