Did you know that you can buy now and pay later at no extra cost

In today’s times, the preferred mode of shopping is online and the preferred mode of payment is digital. And when it comes to digital transactions, in addition to Debit Card/Credit Card, e-wallets, and UPI apps, you also have flexible payment options that allow you to buy now and pay later – thanks to FlexiPay. 

What is FlexiPay? 

HDFC Bank FlexiPay is an affordable financing solution that provides you with instant credit to meet your shopping and spending demands. And the best part is that you don’t need a Credit Card. While making purchases on your favourite websites like Myntra, MakeMyTrip, and others, checkout by selecting FlexiPay as the payment option. This allows you to buy the product instantly and pay later through easy instalments. 

Want to shop or make travel bookings but running low on funds - you no longer have to wait for the end of the month till your salary gets credited. With HDFC Bank FlexiPay, you can buy now and pay later.

Features of FlexiPay:

  • No extra cost period: Repay the credit within 15 days at no extra cost.
  • Flexible repayment: The repayment tenure ranges from 15 days to 90 days. 
  • Affordable interest - The interest charges for 30, 60, and 90 days is Rs. 70 per month on the purchase of Rs. 3,000. 
  • Zero charges: No hidden charges; zero convenience and processing fees. 
  • Credit available anytime and anywhere: You can avail of an instant credit of Rs. 1000 to Rs. 60,000 - 24x7. FlexiPay can be used on both, in-store and online purchases. 

Where can you shop by opting for Flexipay?

You can pay via FlexiPay on a variety of different merchants across a range of categories:


Say ‘yes’ to a spontaneous trip with your friends without worrying about paying immediately. You can book your tickets or make hotel reservations on MakeMyTrip and pay at your convenience with FlexiPay. 


You no longer have to budget while shopping. Refresh your wardrobe with the latest trends and shop to your heart’s content from Myntra, and Zodiac clothing, and others by paying via FlexiPay. 


Want to upgrade your gadgets, but postponing it to a later time due to lack of funds? Use the FlexiPay option and shop at Skull Candy, Boat Lifestyle, Noise, Leaf Studios, Zebrs, Poorvika Mobiles Private Limited, 3G Mobile World, and others. 

Home decor 

Redecorating your home can be heavy on the pocket but FlexiPay makes it affordable. Buy furniture from Urban Ladder, Nilkamal Ltd., and Royaloak Incorporation Pvt. Ltd. and pay later. 

FlexiPay makes spending and budgeting stress-free and enables you to live life without compromising on your wants. So, next time if you think of putting a plan on hold due to monetary reasons, try FlexiPay

Love shopping? Here’s how FlexiPay will help you buy now and pay later.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.