PhonePe HDFC Bank Ultimo Credit Card

Joining Fee: Rs.999 + applicable taxes

Renewal Fee: Rs.999 + applicable taxes

Renewal Year Fee waived upon spending Rs. 2,00,000 in the previous year.

Below spends will not be considered for the waiver - Cash advances, Credit card fees or any charges, All EMI spends (Easy EMI, Smart EMI, Dial an EMI