IRCTC Credit Card Fees and Charges

Joining/Renewal Membership Fee – Rs. 500/- + Applicable Taxes
Joining fee will be levied 120 days from the card issuance date. For the card issued post 2nd June'25, joining fee will be levied 45 days from the card issuance date.
Renewal fee will be levied on the card anniversary date.

Spend Rs. 1,50,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .
Click here to view details of IRCTC HDFC Bank Credit Card Fees and Charges.