Annual fees

Spend ₹50,000 in a year and get a waiver of next year’s annual membership

If annual spends are below ₹50,000, renew your card for a nominal fee of ₹500

Cash advance fee

A fee of 2.5%, with a minimum of ₹500 is applicable on all cash withdrawals on your card.


Avail up to 50 days of interest free period from the date of purchase

Interest at the rate of 3.49% per month will be charged on any outstanding amount carried beyond the bill due date

Pay only 1.99% interest per month if card is issued against fixed deposit

For card sourced effective 01-11- 2020, Below T&Cs are applicable  

1. The Bank reserves the right to cancel the Card in case the Card remains inactive and is not used for effecting any transaction for a continuous period of 6 (Six) months after prior written notice sent on the email address and/or phone number and/or communication address, registered in the records of the Bank.