Key Feature Summary

  • 4 Reward Points for every Rs. 150 spent 
  • 8 domestic airport lounge visits annually and 6 Internationally through Priority Pass
  • Corporate Liability Waiver Insurance
  • Insurance Protection up to Rs 1 Crore
  • Complimentary Club Vistara Silver membership
  • Exclusive SmartBuy Corporate Portal for offers and Reward redemption

Corporate Benefit

Better Visibility through Enhanced Reporting Tools

  • Easy accessible online reporting tool anytime, anywhere
  • Get customized reports on expenses, spend categories and behaviour for better informed business decisions
  • View detailed transaction information at employee level

Advanced Reconciliation Process

  • Get consolidated reports for transactions across the globe
  • Easy integration with existing accounting systems
  • Paperless claims. No need to save bills.
  • Faster and efficient processing
  • Simplfied reconciliation and compliance tasks

Greater Savings

  • Upto 50 Days Credit Period
  • Better negotiations with airlines, hotel chains, etc allowing better savings for the business

Additional Features

  • Interest Free Credit Period: Avail up to 50 days of interest free period on your HDFC Bank Business Corporate Regalia Credit Card from the date of purchase (subject to the submission of the charge by the Merchant).
  • Foreign Currency Markup: 2% on all your foreign currency spends.
    ​​​​​​​(These charges will be billed on your subsequent statement within 60 days of date of visit. Currency conversion rate is applicable as on the date of settlement.)

Lounge Access

HDFC Bank Business Corporate Regalia Credit Card Lounge Access Program

  • 8 complimentary lounge access per calendar year through Franchise Lounge program 
  • 6 complimentary lounge access per calendar year through Priority Pass program 

Click here to know more about MasterCard Lounge list and Terms & Conditions
Click here to know more about Visa Lounge list and Terms & Conditions

Corporate Liability Waiver

Get Corporate Liability Waiver Insurance to protect against risk of employee fraud with a card level cover of INR 2,00,000 and corporate level cover of INR 25,00,000

For more details Click here

Insurance/Comprehensive protection & Nominee details for Insurance

HDFC Bank Business Corporate Regalia Credit Card offers comprehensive insurance covers for the primary cardholders

  • Air Accidental death: your nominated kin will receive a compensation of Rs. 1 Crore
  • Emergency Medical Expenses: Protection worth up to Rs. 1 lakh against any medical emergency when you are travelling, and are outside your home country
  • Flight Delay: Cover of up to INR 15,000 available to primary card holder
  • Loss of Checked Baggage: Cover of up to INR 15,000 available to primary card holder
  • Missed Connecting International Flight: Cover of up to INR 15,000 available to primary card holder

Click here to know Insurance Terms & Conditions

Fuel Surcharge Waiver

  • 1% Fuel surcharge waiver on fuel transactions between Rs. 400 to Rs. 5,000 only, across all petrol pumps
    ​​​​​​​*Fuel Surcharge Waiver capped at Rs.500 per statement cycle (GST Applicable)

Exclusive SmartBuy Corporate Portal

SmartBuy Corporate, an exclusive earn and burn portal for Corporate Credit cardholders

You can choose to redeem your Reward Points instantly against:

  • Airline ticket booking
  • Hotel booking
  • Reward redemption catalogue
    1 Reward Point = INR 0.30 when redeemed on offers.smartbuy.hdfcbank.com/corporate

For more offers Click here 

Rewards Redemption & Validity

  • Redeem Reward Points for miles against leading International and Domestic airlines, hotels and catalogue options.
  • Reward points are valid up to 2 years 

(Please complete Frequent flyer registration before attempting Airmiles redemption in NetBanking)

(Enable your Credit Card for International usage and upgrade your international daily limit, effortlessly, through NetBanking)

Click here to know the Terms & Conditions of the Rewards Program

Contactless Payment

  • The HDFC Bank Business Corporate Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.

*To see if your card is contactless, look for the contactless symbol network on your Card.
You can use your card to make quick transactions at merchant locations accepting contactless cards.

Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to Rs. 5000, the card holder has to enter the Credit Card PIN for security reasons