Paytm HDFC Bank Select Business Credit Card

Cashpoints

Cashpoints Benefits:

• 5% Cashpoints on purchases on Paytm [Recharge + Utility + Travel + Movies + Mini App] Max. Cap per Calendar Month - 1500 Cashpoints

• 3% Cashpoints on Accelerated Categories like Swiggy, AJIO, Big Basket & Uber. Max. Cap per Calendar Month - 500 Cashpoints

• 1% Cashpoints on all other all other retail transactions Max. Cap per Calendar Month - 2000 Cashpoints

T&C

Fuel, EMI, Wallet loads, Rent payments, Education related transactions will not earn Cashpoints  

With effect from 1st July 2025, Online Skill Based gaming transactions will not earn Cashpoints  

Cashpoints for a particular calendar month shall be accrued in your card account in the first week of the subsequent month on a cumulative basis.

For important terms & conditions, click here

To know about cashpoints redemption, click here

Zero  cost liability : If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

Free credit period:
Avail up to 50 days of interest free credit on your Credit Card.

Revolving Credit: Available at a nominal interest rate on your Paytm HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

12 Complimentary access to Domestic Airport Lounges across country in a calendar year (Capped at 3 visits per Quarter).

​​​​​​​Click here, for the list of lounges available for the Complimentary Domestic Airport Lounge Access Program from November, 2022. (₹2 will be charged to the Credit Card for the Lounge Access)

1% fuel surcharge waived of on fuel transactions. 
​​​​​​​(on minimum transaction of ₹400 & maximum transaction of ₹5,000. Maximum waiver of ₹250 per statement cycle)

Click Here to know more on Fuel Surcharge

Paytm First Membership 
Paytm First is a premium subscription-based rewards & loyalty program for Paytm users. It offers exclusive benefits, over and above the regular offers. A Paytm First member will enjoy a wide range of exclusive benefits from leading partnered brands. It can be availed upon minimum one transaction of Rs.100.

Please Note : Paytm First Membership is provided by Paytm. For any queries, please reach out to Paytm Customer Care.

This feature won’t be applicable for customers on boarded on or after 10^th September 2024.

• Enjoy Rs.500 worth Gift Voucher upon card activation with 4 transactions in first 30 days (Non-EMI Spends)
• Qualified customers will be communicated for availing Gift Vouchers​​​​​​​

• Enjoy Rs.1000 worth Gift Voucher on spends of Rs.2 Lac in a year. (Non-EMI, Non-Wallet and Non-Rental Spends)
• Qualified customers will be communicated for availing Gift Vouchers
• Please Note : This offer is only applicable from 1 year of card issuance.

Paytm HDFC Bank Select Business Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets.
You can use your Card to make quick transactions at merchant locations accepting contactless Cards.

The Cardholder is eligible for Personal Accidental Death Cover + Permanent Disabilty Cover as per the below table:

Policy period starts from 1st February, 2022 till 31st January, 2023. It will be activated on a monthly basis as per given conditions

Click here to know more

Please Note : This feature has been discontinued with effect from 1^st February 2023 for all Cardholders.

Paytm HDFC Bank Select Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here