"Please note that Business Bharat Credit Card has phased out . If you're an existing user, kindly await communication from the Bank regarding upgrade to the next best card variant for you."

You will get some exclusive features and benefits with your Business Bharat CashBack Credit Card

  • Business Bharat CashBack
    a) 5 % Cash back on IRCTC / Bill Payment / Fuel, Maximum Cash back Rs.150 per statement cycle
    b) 5% Cash back on Easy EMI / Payzapp / Smart Buy. Maximum Cash back Rs.150 per statement cycle
    c) Cash back will be retained as points to be posted on customer request.
    d) Cash point redemption fee of Rs. 99 per request will be applicable on all redemption requests.
    e) Cash points will lapse for card in inactive or Dormant status for more than 365 days.

  • Fuel Surcharge waiver
    Fuel surcharge waived off on fuel transactions of Rs. 400 to Rs. 5000, maximum waiver of Rs.250 per statement cycle.

  • Safe & Secure Transactions  
    DIP your Chip Card at any Chip enabled POS or swipe your card at any non-chip POS (Regular POS).

  • Zero Lost card liability 
    If you lose your Card, report it immediately to our 24-hour call centre. After reporting the loss, you have a zero liability on any fraudulent transactions made on your card.

  • Revolving Credit 
    ​​​​​​​Enjoy Revolving Credit on your Credit Card at nominal interest rate, refer Fees and Charges section.

  • Interest free credit 
    Avail up to 50 days of interest free period from the date of purchase (subject to the submission of the charge by the Merchant).

    Credit Card Offers: Click here for exclusive offers on your HDFC Bank Credit Card.

Fees & Charges