Starting a Family?

Manage a growing family’s responsibilities with HDFC Bank’s products and services

Starting a Family?

Manage a growing family’s responsibilities with HDFC Bank’s products and services

When your family grows, so do your responsibilities. HDFC Bank can help you invest wisely, spend smartly and insure safely to take care of your present and future.

Buy a home

A bigger house for a growing family

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Home Loan

Make your dream home come true with HDFC Bank home loans

Home Loan
  • First Feature IconEnjoy highly competitive interest rates and processing charges
  • Second Feature IconChoose between fixed and floating rate home loans
  • Third Feature IconGet a loan approval even before you have selected the property

Enjoy a better life

Meet your needs with easy loans

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Car loan

Buy a car of your choice with HDFC bank’s auto loans

Car loan
  • First Feature IconEnjoy up to 100% finance for your new car
  • Second Feature IconGet a car loan in just 30 minutes
  • Third Feature IconAvail of loan amounts of up to ₹1.5 crore

Two-wheeler loans

Own a two-wheeler in no time with instant loans

Two-wheeler loans
  • First Feature IconEnjoy highly competitive interest rates and processing charges
  • Second Feature IconGet 2% lower interest rates and 50% off on processing fees if you are HDFC Bank account holder
  • Third Feature IconChoose a loan period that works for you – tenures from 12 months to 48 months are available

Personal Loan

Fund big-ticket purchases with affordable personal loans

Personal Loan
  • First Feature IconGet a personal loan in just 30 minutes
  • Second Feature IconAvail of a loan even if you are a first-time borrower
  • Third Feature IconEnjoy pocket-friendly EMI options

Consumer Durable Loan

Prepare your home with all the best gadgets

Consumer Durable Loan
  • First Feature IconGet up to ₹ 15 lakhs to buy consumer durables
  • Second Feature IconEnjoy 100% finance and minimal down payment
  • Third Feature IconPay no hidden charges and experience a completely transparent process

Gold Loan

Use your idle gold to meet important expenses

Gold Loan
  • First Feature IconGet loans starting at ₹ 50,000
  • Second Feature IconRepay only the interest on the loan every month
  • Third Feature IconGet a loan in one hour over the counter

Invest for the future

Prepare for your family’s needs of tomorrow

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Systematic Investment Plans

Make regular investments to balance risk and return

Systematic Investment Plans
  • First Feature IconMake small monthly instalments and grow your corpus over time
  • Second Feature IconBenefit from rupee cost averaging
  • Third Feature IconReduce market risk, as you are not investing a lump sum at one go

Recurring Deposits

Steadily build your savings in easy instalments

Recurring Deposits
  • First Feature IconStart with investments as small as ₹1,000 a month and in multiples of ₹100 above that
  • Second Feature IconEnjoy FD-like interest rates even on small RDs
  • Third Feature IconGet higher rates if you are a senior citizen

Fixed Deposits

Multiply your savings with competitive interest rates

Fixed Deposits
  • First Feature IconBuild your savings with amounts as small as ₹5,000
  • Second Feature IconMove idle funds in your savings accounts into an FD and earn higher interest
  • Third Feature IconEarn compound interest by reinvesting your principal amount and the interest earned

Demat Account

One of the easiest, safest and most convenient ways of storing your investments

Demat Account
  • First Feature IconHold a wide range of investments digitally in your demat account
  • Second Feature IconEnjoy zero account opening charges
  • Third Feature IconGet auto credit of rights, bonus and public issues into your account through ECS

Protect your family

Get insurance against unforeseen emergencies

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Term Insurance

Protect your family from life’s uncertainties

Term Insurance
  • First Feature IconEnsure financial stability for your family in your absence
  • Second Feature IconIncrease life cover during key milestones or life stages
  • Third Feature IconEnjoy lump sum or monthly claim settlement

Medical Insurance

Stay financially protected in a medical emergency

Medical Insurance
  • First Feature IconGet hassle-free financial protection when you need it most with quick and cashless claim settlement
  • Second Feature IconChoose from lump sum payouts, reimbursement of hospitalisation expenses, daily cash etc
  • Third Feature IconGet special covers for yourself and your family for critical illnesses and diseases like cancer

Auto pay your bills

Pay on time, save on late fees

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SmartPay

Automate bill payment with standing instructions on credit card

SmartPay
  • First Feature IconNever be late on payments with SMS and email alerts
  • Second Feature IconSet maximum limits for your mobile phone bill
  • Third Feature IconPay zero transaction processing fees

BillPay

Pay instantly or automatically, via card or account

BillPay
  • First Feature IconPay via a simple process – add a biller once, and automatically receive bills in your account
  • Second Feature IconPay using your credit card, debit card or bank account
  • Third Feature IconSet standing instructions for recurring payments

Standing Instructions on Debit Card

Automatically pay bills with standing instructions

Standing Instructions on Debit Card
  • First Feature IconAvoid late fees, by automatically paying your bills on time
  • Second Feature IconGet alerts and reminders about due dates
  • Third Feature IconSet maximum limits for your bills

Spend smartly

Turn shopping into a rewarding experience

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Credit and debit cards

Enjoy exclusive benefits and earn rewards and cashbacks as you shop

Credit and debit cards
  • First Feature IconWide range of credit and debit cards to meet a variety of needs
  • Second Feature IconEnjoy discounts, special privileges, rewards and cashbacks
  • Third Feature IconEasily access cash or pay for your purchases across the world

Consumer Durable Loan

Prepare your home with all the best gadgets

Consumer Durable Loan
  • First Feature IconGet up to ₹15 Lakh to buy consumer durables
  • Second Feature IconMinimal down payment and up to 100% financing
  • Third Feature IconPay no hidden charges and experience a completely transparent process

EasyEMI on CC

A hassle-free way to buy and repay with your credit card

EasyEMI on CC
  • First Feature IconPay for your purchases in easy monthly instalments
  • Second Feature IconEarn rewards for regular repayment
  • Third Feature IconGet the loan without any documentation