Tata AIA Life Insurance Gold Income Plan

A plan with guaranteed income and potential for growth

Tata AIA Life Insurance Gold Income Plan

All You Need To Know

Policy term

Policy term of 12 years or 15 years

Premium Payment Term

Flexible limited premium payment term of 5 years and 12 years for policy term of 12 years and 15 years respectively

Premiums can be paid monthly, quarterly, half-annually, or annually

Age Limit

Minimum Entry Age

5 pay: 6 years

12 pay: 3 years

Maximum Entry Age

5 pay: 65 years

12 pay: 55 years

Minimum Maturity Age

 18 years

Maximum Maturity Age

5 pay: 77 years

12 pay: 70 years

Basic Sum Assured

Equal to the annualised Premium (AP) multiplied by basic sum assured multiple

Premium Amounts

Minimum Premium Amount: 5 Pay:50,000 p.a. and 12 Pay: 36,000 p.a.

Maximum Premium Amount: No Limit, subject to underwriting


Tax benefit

Get tax benefits under 80C and 10(10D) of the Income Tax Act, 1961

Maturity benefit

100% of the Basic Sum Assured is paid as lump sum

Guaranteed Income of 12% of Basic Sum Assured with annual compounding increase by income booster

Income Booster percentage will depend on premium amount, premium paying term and income term chosen

Death Benefit

11 times Annualised Premium

105% of the all the premiums paid

Guaranteed Sum Assured on Maturity1 on Maturity

Absolute amount assured to be paid on death


Enhance your protection with optional riders


Important Information