One of our key priorities is to ensure that our loved ones are never wanting in terms of financial resources to live the life of their dreams. We want to protect their standard of living as well as ensure that any unfortunate event does not place on their shoulders the burden of our debts & loans.

Presenting the Tata AIA Life Insurance iRaksha TROP plan that is the ideal solution to provide a strong ‘foundation’ to protect the income of our loved ones. Tata AIA Life Insurance iRaksha TROP not only will ensures peace of mind due to financial protection provided to your family during the term of the policy but also returns the Total Premiums Paid (excluding loading for modal premiums) at the end of the policy term.

Key Features

  • One plan- two benefits

    • Protection- life insurance coverage against unfortunate demise

    • Return of Premium – in case of survival till maturity

  • Choice of Single, Regular or Limited premium payment term

  • Benefit from a healthier lifestyle through preferential Premium Rates for Non-Smokers

  • Female customers can avail the benefit of lower rates

  • Discount on rates for customers opting for higher level of protection

  • Enhance your protection with optional Rider2

  • Tax benefits as per applicable tax laws

Total Premiums paid means total of all the premiums received, excluding any extra premium, any rider premium and taxes.

Total Premiums Paid (excluding loading for modal premiums) will be returned on survival till Maturity.

Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.