HDFC Life Smart Woman plan is an award winning unique insurance cum investment plan designed specifically for women.
Comprehensive coverage options which covers you against pregnancy complications and congenital conditions or for malignant female-specific cancers
Uninterrupted savings with waiver & funding of premiums for next 3 years on occurrence of specific events
|Benefit Option||Event Groups|
|Pregnancy Complications or Birth of Child with congenital disorder||Diagnosis of malignant cancer of female organs||Death of spouse|
|Classic||Premium Waiver||Premium Waiver||Not covered|
|Premier||Premium Waiver and Periodic Cash Benefit||Premium Waiver and Periodic Cash Benefit||Not covered|
|Elite||Premium Waiver and Periodic Cash Benefit||Premium Waiver and Periodic Cash Benefit||Premium Waiver|
Maturity Benefit: Fund value on the date of maturity
Death Benefit: Greater of sum assured (less withdrawals) or Fund Value or 105% of premiums paid. Sum assured can be 7 to 40 times of annualized premium.