Policy Term

Whole life

Entry Age

30 days* to 60 years

Premium Paying Term (PPT)

5 to 30 years

Maximum PPT

Attained age at the end of premium paying term must be75 years or less

Basic Premium

Minimum Rs. 20,000 p.a. if paid annually

Minimum Rs. 30,000 p.a. if paid semi-annually

Minimum Rs. 60,000 p.a. if paid monthly or quarterly

Top-up Premium

Minimum Rs. 5,000

* risk commences from the first policy anniversary