ICICI Lombard SmartPlan Householder's Package Insurance

SmartPlan Householder’s Package Policy

ICICI Lombard SmartPlan Householder's Package Insurance

All You Need To Know


The joy of creating lifetime memories with loved ones is best experienced at home. An individual can secure their home against natural calamities and man-made conditions with a Comprehensive Home Insurance Policy. The SmartPlan Householder’s Package Policy from ICICI Lombard financially secures the home at all times


Sum Insured Enhancement

Automatic increase in Sum Insured of up to 10% for new items purchased during the policy period

Over-the-counter plans available

Enjoy coverage of different plans and customize them with add-ons.

Comprehensive Coverage provided

Coverage is provided coverage against theft, natural disasters, man-made damages, loss of documents, etc.

Also, one can also receive unique benefit of accidental death or theft coverage for up to 3 pedigree pets.

One also receives compensation towards bodily injury, solely and directly, caused by accidental, violent, external and visible means resulting in death or permanent or partial disablement of the Insured Person, as the case may be.

End-to-End Claim Assistance

Get 24/7 Claim Assistance & strong customer support with ICICI Lombard



Cover against fire and allied perils for

  • Building, fixtures & fitting, and renovation

Cover against fire, allied perils and burglary for

  • Home contents, valuable, appliances and jewellery

  • Newly purchased contents up to 10% of the sum insured

Cover against loss or damage of household goods in transit within India

  • Loss or Damage to insured property caused by war or war like operations

  • Cracking, scratching or breakage of lens in respect of articles of brittle and fragile nature

  • Wilful act or negligence of the insured


For complete protection, one can add ICICI Lombard range of optional covers to their Home Insurance policy.

Jewellery and valuable cover

Includes coverage for jewellery (gold and silver) and valuables (camera, watches, etc.) against fire, burglary, theft, waylaying, snatching, and natural calamities.

Domestic Appliances cover

Includes coverage for domestic appliances (refrigerator, washing machine, etc.) against fire, burglary (excluding theft), natural calamities and breakdown.

Terrorism cover

Coverage is provided against any damages or losses to the Insured home and contents in it caused due to any acts of terrorism


  • Can be purchased by individuals - tenants or owners.
  • To buy Home Insurance for the society, the person should be member of the society’s managing committee.