Coverage and Limits
AccidentCare | |||
Age at entry | For adults 18 to 65 years and for dependent children 2 years to 21 years (Maximum 2 children covered) | ||
Policy Tenure | 1 year, 2 years or 3 years | ||
Sum Insured (SI) - In Rs | 5 to 25 Lacs (In multiples of 5 lacs) | 30/35/40/45/50/60/75/100/125/150/175/200/225/250/275/ 300/350/400/450/500 lacs | |
Accident Death | For Individual Option: 100% of Sum Insured | ||
Accident Permanent Total Disability | 125% of Sum Insured | ||
Accident Permanent Partial Disability | As per the grid mentioned herewith | ||
Child Education Benefit | Minimum of 5% of Sum Insured or Rs 50,000 per child | Minimum of 5% of Sum Insured or Rs 500,000 per child | |
Funeral Expenses | Rs 5,000 | Rs 50,000 | |
Sum Insured Multiple | Sum Insured not to exceed 12/15 times of annual income for salaried/self-employed respectively |
Optional Benefits | ||
Accident Temporary Total Disability (TTD) | TTD Sum Insured – 1lac to 20 lacs (in multiple of 50,000) | |
TTD Sum Insured Multiple | TTD Sum Insured not to exceed Lower of (2 times of Annual Income or AccidentCare Sum Insured) | |
Accident Hospitalization limit | Up to 2% of AccidentCare Sum Insured |